Home, Family, Style and Art Ideas

Nail Designs
20 Best Real Nail Designs

by admin June 30, 2018

by admin June 30, 2018

20 Best Real Nail Designs .If you are looking for a subdued gel nail concept, these are…
Kids Room Décor Ideas
23 Of the Best Ideas for Kourtney Kardashian Kids Room

by admin June 30, 2018

by admin June 30, 2018

23 Of the Best Ideas for Kourtney Kardashian Kids Room .Give your youngster’s room a makeover that…
Summer Party Ideas
The 22 Best Ideas for Finger Food Ideas for Summer Party

by admin June 30, 2018

by admin June 30, 2018

The 22 Best Ideas for Finger Food Ideas for Summer Party .@[Cozy climate requires an enjoyable summertime…
Organizing Ideas
30 Inexpensive Best Garage organization System

by admin June 30, 2018

by admin June 30, 2018

30 Inexpensive Best Garage organization System .Organize your car lubricating substances, liquids and other items in this…
Bathroom Ideas
20 Best Of Exhaust Fan for Bathroom

by admin June 30, 2018

by admin June 30, 2018

20 Best Of Exhaust Fan for Bathroom .Ventilation You Need for Your Shower room When it comes…
DIY Craft for Kids Ideas
20 Best Ideas Diy Instruments for Kids

by admin June 29, 2018

by admin June 29, 2018

20 Best Ideas Diy Instruments for Kids . Young children can finger paint paper plates, then add…
Party Food Ideas
24 Ideas for Costco Party Food Ideas

by admin June 29, 2018

by admin June 29, 2018

24 Ideas for Costco Party Food Ideas .@[Chips and dip is always a party favorite, however, for…
Gift Ideas For Boys
The Best Ideas for Gift Ideas for 2 Year Old Boys

by admin June 29, 2018

by admin June 29, 2018

The Best Ideas for Gift Ideas for 2 Year Old Boys . This gift is component toy,…
Prom Hairstyles
The 21 Best Ideas for Straight Hairstyles for Prom

by admin June 29, 2018

by admin June 29, 2018

The 21 Best Ideas for Straight Hairstyles for Prom .Prom for a great deal of ladies is…
Wedding Favors
21 Best Ideas Wedding Favor Seed Packets

by admin June 29, 2018

by admin June 29, 2018

21 Best Ideas Wedding Favor Seed Packets .The purpose of this article is for the pair to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?