Home, Family, Style and Art Ideas

Valentines Day Gift Ideas
The 35 Best Ideas for Romantic Gift Ideas for Him Valentines Day

by admin September 24, 2018

by admin September 24, 2018

The 35 Best Ideas for Romantic Gift Ideas for Him Valentines Day .You’re not a standard individual.…
Baby Quotes
21 Ideas for Quotes About Newborn Baby Girls

by admin September 24, 2018

by admin September 24, 2018

21 Ideas for Quotes About Newborn Baby Girls .You know you re mosting likely to have a…
Birthday Party Inspirations
30 Best Cute Birthday Party Ideas

by admin September 24, 2018

by admin September 24, 2018

30 Best Cute Birthday Party Ideas .Host the Ultimate Celebration with Themed Birthday Celebration Celebration SuppliesBirthday events…
Prom Hairstyles
The Best Men Prom Hairstyles

by admin September 24, 2018

by admin September 24, 2018

The Best Men Prom Hairstyles .There are times when even the best-dressed ladies look surprisingly sloppy due…
Inspirational Quotes
24 Best Tupac Inspirational Quote

by admin September 24, 2018

by admin September 24, 2018

24 Best Tupac Inspirational Quote . Right here’s the finest inspirational quotes we have actually seen to…
Birthday Invitation Ideas
25 Best Ideas 1 Year Old Birthday Invitations

by admin September 24, 2018

by admin September 24, 2018

25 Best Ideas 1 Year Old Birthday Invitations . There are many different ways to celebrate your…
Birthday Decoration Ideas
23 Of the Best Ideas for Easy Birthday Cake Decorating

by admin September 24, 2018

by admin September 24, 2018

23 Of the Best Ideas for Easy Birthday Cake Decorating . Balloons can be one of one…
DIY Baby Shower Ideas
20 Of the Best Ideas for Diy Baby Footprint

by admin September 24, 2018

by admin September 24, 2018

20 Of the Best Ideas for Diy Baby Footprint . Utilizing a customized story book as an…
Dinner Party Ideas
The Best Mystery Dinner Party Ideas

by admin September 24, 2018

by admin September 24, 2018

The Best Mystery Dinner Party Ideas . Can I draw out all the stops, producing something intricate…
Coloring Pages For Kids
25 Best Ideas Mandala Coloring Sheets for Kids

by admin September 23, 2018

by admin September 23, 2018

25 Best Ideas Mandala Coloring Sheets for Kids .Coloring pages the most convenient way to relax your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?