Home, Family, Style and Art Ideas

Birthday Wishes Ideas
The 25 Best Ideas for Kids Birthday Wishes

by admin July 1, 2018

by admin July 1, 2018

The 25 Best Ideas for Kids Birthday Wishes . All the best on your birthday! Delighted birthday…
Fathers Day Gift Ideas
Top 22 Great Gift Ideas for Fathers

by admin July 1, 2018

by admin July 1, 2018

Top 22 Great Gift Ideas for Fathers .Daddy claims he is easy-going and desires for absolutely nothing,…
Bedroom Ideas
21 Stylish Boys Nautical Bedroom

by admin July 1, 2018

by admin July 1, 2018

21 Stylish Boys Nautical Bedroom .Preparation your child’s room A youngster s room is so a lot…
Healthy Recipes
Top 23 Healthy Vegan Brownies

by admin July 1, 2018

by admin July 1, 2018

Top 23 Healthy Vegan Brownies .Some recipes simply struck the ideal note as well as make the…
Wedding Invitations
21 Ideas for Wedding Renewal Invitations

by admin July 1, 2018

by admin July 1, 2018

21 Ideas for Wedding Renewal Invitations .If you are extremely religious, and also the biggest variable in…
Kindness Quotes
The Best Kindness Quotes Dalai Lama

by admin July 1, 2018

by admin July 1, 2018

The Best Kindness Quotes Dalai Lama .”I have actually never satisfied an individual whose greatest demand was…
Halloween Party Ideas
Top 23 Gross Halloween Food Party Ideas

by admin July 1, 2018

by admin July 1, 2018

Top 23 Gross Halloween Food Party Ideas . There are plenty of Halloween party motifs to choose…
Kids Room Décor Ideas
The Best Ideas for Kids Bedroom

by admin July 1, 2018

by admin July 1, 2018

The Best Ideas for Kids Bedroom .For the lady’s room, a playful style in the kids’s space…
Birthday Party Ideas
The 21 Best Ideas for Ideas for 50th Birthday Party themes

by admin July 1, 2018

by admin July 1, 2018

The 21 Best Ideas for Ideas for 50th Birthday Party themes .First Birthday Ideas >> Barnyard First…
Prom Hairstyles
The Best Short Hairstyles Prom

by admin July 1, 2018

by admin July 1, 2018

The Best Short Hairstyles Prom .Senior prom for a great deal of girls is among the most…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?