Home, Family, Style and Art Ideas

Wedding Makeup
The 25 Best Ideas for Beach Wedding Hair and Makeup

by admin July 2, 2018

by admin July 2, 2018

The 25 Best Ideas for Beach Wedding Hair and Makeup .You’ll desire to not just start believing…
Birthday Invitation Ideas
25 Best 70th Birthday Invitation Wording

by admin July 2, 2018

by admin July 2, 2018

25 Best 70th Birthday Invitation Wording .If you’re planning an unique birthday for your child, one-of-a-kind birthday…
Coloring Pages For Toddlers
20 Best Printable Coloring Pages for toddlers Free

by admin July 2, 2018

by admin July 2, 2018

20 Best Printable Coloring Pages for toddlers Free .I m a very first quality educator. For creativity,…
DIY Craft for Kids Ideas
20 Best Ideas Things Kids Can Make

by admin July 2, 2018

by admin July 2, 2018

20 Best Ideas Things Kids Can Make .Whether your child likes arts & crafts or science experiments,…
Kitchen Ideas
23 Awesome White Kids Kitchen

by admin July 1, 2018

by admin July 1, 2018

23 Awesome White Kids Kitchen .This superb comparison is finished by the timber color kitchen counter. Now,…
Wedding Gowns
The Best Christening Gown From Wedding Dress

by admin July 1, 2018

by admin July 1, 2018

The Best Christening Gown From Wedding Dress .After you have actually tried on various wedding event gowns…
DIY Wedding Ideas
Best 21 Diy Wedding Updo

by admin July 1, 2018

by admin July 1, 2018

Best 21 Diy Wedding Updo . Today We’ll share you most popular DIY wedding ideas for 2016…
Best Memorial Day Ideas
Top 23 Quote On Memorial Day

by admin July 1, 2018

by admin July 1, 2018

Top 23 Quote On Memorial Day .There are certain holidays within our culture that we generally take…
Christmas Gift Ideas
The Best Couples Gift Ideas Christmas

by admin July 1, 2018

by admin July 1, 2018

The Best Couples Gift Ideas Christmas .Locate the excellent gift for everybody on your list, no matter…
Wedding Shoes
The Best Ideas for Jcrew Wedding Shoes

by admin July 1, 2018

by admin July 1, 2018

The Best Ideas for Jcrew Wedding Shoes .The bride can likewise pick wedge shoes to put on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?