Home, Family, Style and Art Ideas

Best 4th of July Ideas
20 Of the Best Ideas for Usa Independence Day Quotes

by admin October 10, 2018

by admin October 10, 2018

20 Of the Best Ideas for Usa Independence Day Quotes .Firstly, you have the benefit of the…
Wedding Invitations
21 Ideas for Printable Rustic Wedding Invitations

by admin October 10, 2018

by admin October 10, 2018

21 Ideas for Printable Rustic Wedding Invitations .Wedding invitations likewise vary in rate factor from really expensive…
Christmas Party Ideas
Top 25 Winter Wonderland Christmas Party Ideas

by admin October 10, 2018

by admin October 10, 2018

Top 25 Winter Wonderland Christmas Party Ideas .If you intend to hold the very best vacation bash…
Landscape Ideas
30 Delightful Japan Landscape Paintings

by admin October 9, 2018

by admin October 9, 2018

30 Delightful Japan Landscape Paintings .Landscape paint, also understood as landscape art, is the depiction of landscapes…
Kids Fashion Ideas
24 Ideas for Kids Fashion Outfits

by admin October 9, 2018

by admin October 9, 2018

24 Ideas for Kids Fashion Outfits .The Ultimate overview to child garments Dressing up infants can be…
Wedding Gifts
24 Best Name A Popular Wedding Gift

by admin October 9, 2018

by admin October 9, 2018

24 Best Name A Popular Wedding Gift .The new couple will certainly load this wedding time pill…
Kitchen Ideas
30 Beautiful Kitchen Drawer Knife organizer

by admin October 9, 2018

by admin October 9, 2018

30 Beautiful Kitchen Drawer Knife organizer .From food preparation to delighting to cleaning, our kitchen area collection…
Bathroom Ideas
23 Perfect Bathroom Pedestal Sink Cabinet

by admin October 9, 2018

by admin October 9, 2018

23 Perfect Bathroom Pedestal Sink Cabinet .Make certain, when it concerns brand-new shower room sink faucets, we…
Best Fall Ideas
The 21 Best Ideas for Fall Wreath Craft

by admin October 9, 2018

by admin October 9, 2018

The 21 Best Ideas for Fall Wreath Craft .@[Among the most touching and also attractive style wedding…
Wedding Dresses
20 Ideas for Cheap Short Wedding Dresses

by admin October 9, 2018

by admin October 9, 2018

20 Ideas for Cheap Short Wedding Dresses .Wedding event outfit spending plans are barely ever exact. Try…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?