Home, Family, Style and Art Ideas

Beautiful Nails
The Best Pretty Nails Deerfield Il

by admin October 11, 2018

by admin October 11, 2018

The Best Pretty Nails Deerfield Il .Gorgeous Nails & Body Beauty salon brings an unique, indulgent and…
Anniversary Gift Ideas
20 Of the Best Ideas for Gift Ideas for 50th Anniversary Couple

by admin October 11, 2018

by admin October 11, 2018

20 Of the Best Ideas for Gift Ideas for 50th Anniversary Couple .Please your precious spouse by…
Long Hairstyles
Best 23 Hairstyle Long Face

by admin October 11, 2018

by admin October 11, 2018

Best 23 Hairstyle Long Face .It is also vital, especially with long hair considering that most people…
Birthday Wishes Ideas
The Best Milestone Birthday Wishes

by admin October 11, 2018

by admin October 11, 2018

The Best Milestone Birthday Wishes . Birthday celebrations are among the most renowned events of our lives.…
Kids Room Ideas
35 Inexpensive Table Lamp Kids

by admin October 11, 2018

by admin October 11, 2018

35 Inexpensive Table Lamp Kids .Our kids s table as well as chairs are made with your…
Coloring Pages For Boys
The top 30 Ideas About Easy Coloring Pages for Boys

by admin October 11, 2018

by admin October 11, 2018

The top 30 Ideas About Easy Coloring Pages for Boys . Coloring pages the simplest means to…
Wedding Favors
The 21 Best Ideas for Wine themed Wedding Favors

by admin October 11, 2018

by admin October 11, 2018

The 21 Best Ideas for Wine themed Wedding Favors .How much should you invest in wedding event…
Funny Birthday Ideas
21 Best Ideas Funny Birthday Wish for A Friend

by admin October 11, 2018

by admin October 11, 2018

21 Best Ideas Funny Birthday Wish for A Friend . When an absurd Characteristic birthday card simply…
Nail Designs
Best 20 Pink and Gray Nail Designs

by admin October 10, 2018

by admin October 10, 2018

Best 20 Pink and Gray Nail Designs .There are the classics, like pumpkins and cute deer, and…
Crochet Hairstyles
22 Best Crochet Braids Senegalese Twist Hairstyles

by admin October 10, 2018

by admin October 10, 2018

22 Best Crochet Braids Senegalese Twist Hairstyles .When mounted appropriately, crochet pigtails look so all-natural, it s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?