Home, Family, Style and Art Ideas

Birthday Wishes Ideas
Top 25 Birthday Wishes for Baby Boy

by admin October 29, 2018

by admin October 29, 2018

Top 25 Birthday Wishes for Baby Boy . Birthday celebrations are among the most popular events of…
Coloring Pages for Children
The Best Coloring Pages for Kids Dogs

by admin October 29, 2018

by admin October 29, 2018

The Best Coloring Pages for Kids Dogs .Super coloring – totally free coloring web pages for youngsters,…
Best Easter Ideas
The Best Easter Sermon Series Ideas

by admin October 29, 2018

by admin October 29, 2018

The Best Easter Sermon Series Ideas .Easter is just around the bend as well as undoubtedly you…
Nail Art
Best 21 Labor Day Nail Art

by admin October 29, 2018

by admin October 29, 2018

Best 21 Labor Day Nail Art .There are the standards, like pumpkins as well as adorable deer,…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Your Daughter

by admin October 29, 2018

by admin October 29, 2018

The top 25 Ideas About Birthday Wishes for Your Daughter . Birthdays are amongst one of the…
Kids Fashion Ideas
24 Of the Best Ideas for Little Kids Fashion

by admin October 28, 2018

by admin October 28, 2018

24 Of the Best Ideas for Little Kids Fashion .The Ultimate overview to child garments Sprucing up…
Pins
23 Best Pins Icon

by admin October 28, 2018

by admin October 28, 2018

23 Best Pins Icon .Sparkling crystals adorn these likes outfit jewelry breastpin pins so they really stick…
Coloring Pages For Kids
Top 25 Kids Coloring Pages Moana

by admin October 28, 2018

by admin October 28, 2018

Top 25 Kids Coloring Pages Moana .Coloring pages the easiest means to relax your youngster. By the…
Thank You Gift Ideas
The 21 Best Ideas for Cool Thank You Gift Ideas

by admin October 28, 2018

by admin October 28, 2018

The 21 Best Ideas for Cool Thank You Gift Ideas . Thanks for being the world s…
Wedding Hairstyles
Top 20 Wedding Guest Hairstyles Diy

by admin October 28, 2018

by admin October 28, 2018

Top 20 Wedding Guest Hairstyles Diy .Before you choose whether to place your hair up or down,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?