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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Paint Ideas
      • Pool Ideas
      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
      • Black Hairstyles
      • Bob Hairstyles
      • Boys Hairstyle
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      • Curly Hairstyles
      • Cute Hairstyles
      • Easy Hairstyles
      • Female Hairstyles
      • Girls Hairstyle
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      • Best 4th of July Ideas
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  • Christmas Party Ideas

    25 Best Fun Staff Christmas Party Ideas

    by admin August 25, 2018
    by admin August 25, 2018

    25 Best Fun Staff Christmas Party Ideas . Start your party preparation with our enjoyable Christmas party…

  • Funny Birthday Ideas

    The 21 Best Ideas for Happy Birthday Poems for Him Funny

    by admin August 25, 2018
    by admin August 25, 2018

    The 21 Best Ideas for Happy Birthday Poems for Him Funny .Birthday is an opportunity to make…

  • Anklets

    20 Of the Best Ideas for Anklet Bracelet

    by admin August 25, 2018
    by admin August 25, 2018

    20 Of the Best Ideas for Anklet Bracelet .An anklet, also called ankle joint chain, ankle arm…

  • Birthday Wishes Ideas

    25 Ideas for 13th Birthday Wishes

    by admin August 25, 2018
    by admin August 25, 2018

    25 Ideas for 13th Birthday Wishes . Birthday celebrations are among the most renowned occasions of our…

  • Education Quotes

    35 Best Ideas Education Quotes for Students

    by admin August 25, 2018
    by admin August 25, 2018

    35 Best Ideas Education Quotes for Students .Education and learning is perhaps one of the most essential…

  • Baby Shower Party

    25 Of the Best Ideas for Baby Girl Bday Party

    by admin August 25, 2018
    by admin August 25, 2018

    25 Of the Best Ideas for Baby Girl Bday Party .Infant shower video games differ, often including…

  • Beef Recipes

    The 21 Best Ideas for Left Beef Pizza

    by admin August 25, 2018
    by admin August 25, 2018

    The 21 Best Ideas for Left Beef Pizza .Regardless of where life takes you across this terrific…

  • Nail Designs

    20 Of the Best Ideas for Nail Designs Burgundy

    by admin August 25, 2018
    by admin August 25, 2018

    20 Of the Best Ideas for Nail Designs Burgundy .When the intense white shades of summer season…

  • Wedding Vows

    The top 21 Ideas About Wedding Vows for Him Examples

    by admin August 25, 2018
    by admin August 25, 2018

    The top 21 Ideas About Wedding Vows for Him Examples .You need to provide on your own…

  • Wedding Dresses

    The Best Ideas for Wedding Dresses St Louis

    by admin August 24, 2018
    by admin August 24, 2018

    The Best Ideas for Wedding Dresses St Louis .There are numerous wedding celebration details that you need…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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