Home, Family, Style and Art Ideas

Best Spring Ideas
The 23 Best Ideas for Spring Ideas Crafts

by admin July 3, 2018

by admin July 3, 2018

The 23 Best Ideas for Spring Ideas Crafts .The season of spring is conveniently the most usual…
Vegan Recipes
The 30 Best Ideas for are Club Crackers Vegan

by admin July 3, 2018

by admin July 3, 2018

The 30 Best Ideas for are Club Crackers Vegan .You can browse my vegan recipe index to…
Cake Recipes
The 22 Best Ideas for 2 Tier Wedding Cakes

by admin July 3, 2018

by admin July 3, 2018

The 22 Best Ideas for 2 Tier Wedding Cakes .Trying to find a very easy cake recipe?…
DIY Baby Shower Ideas
20 Best Diy Baby Turban Headbands

by admin July 3, 2018

by admin July 3, 2018

20 Best Diy Baby Turban Headbands . Using a customized tale book as an infant shower card…
Wedding Venues
Top 22 Wedding Venues In south Florida

by admin July 3, 2018

by admin July 3, 2018

Top 22 Wedding Venues In south Florida .After just a brief time online you must have a…
Necklaces
The top 20 Ideas About Cross Diamond Necklace

by admin July 3, 2018

by admin July 3, 2018

The top 20 Ideas About Cross Diamond Necklace .Jewelry sets make an outstanding present for your better…
Beautiful Nails
20 Best Pretty Nails Maryville Tn

by admin July 3, 2018

by admin July 3, 2018

20 Best Pretty Nails Maryville Tn .Stunning Nails & Body Hair salon brings an unique, indulgent and…
DIY Outdoor Ideas
The top 35 Ideas About Diy Outdoor Handrail

by admin July 3, 2018

by admin July 3, 2018

The top 35 Ideas About Diy Outdoor Handrail .Summer is the period for delighting in every little…
DIY Gift Ideas
The top 30 Ideas About Diy Sentimental Gifts

by admin July 3, 2018

by admin July 3, 2018

The top 30 Ideas About Diy Sentimental Gifts .When a present is handmade, it carries unique significance.…
Kids Fashion Ideas
The top 24 Ideas About Kids Fashion Week

by admin July 3, 2018

by admin July 3, 2018

The top 24 Ideas About Kids Fashion Week .The Ultimate overview to child clothing Sprucing up infants…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?