Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Sephora Birthday Gift

by admin July 4, 2018

by admin July 4, 2018

24 Of the Best Ideas for Sephora Birthday Gift .Exactly how to Select the Perfect Birthday Celebration…
Wedding Sparklers
Best 22 Wedding Day Sparklers Reviews

by admin July 4, 2018

by admin July 4, 2018

Best 22 Wedding Day Sparklers Reviews .Second of all, after purchasing enough wedding event sparklers, typically no…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for 18 Year Old Boyfriend

by admin July 4, 2018

by admin July 4, 2018

25 Of the Best Ideas for Gift Ideas for 18 Year Old Boyfriend .Perhaps his last gift…
Best Fathers Day Ideas
20 Of the Best Ideas for Fathers Day Ideas From Kids

by admin July 4, 2018

by admin July 4, 2018

20 Of the Best Ideas for Fathers Day Ideas From Kids .It’s specifically why it’s up to…
Pins
The 23 Best Ideas for Kawaii Pins

by admin July 4, 2018

by admin July 4, 2018

The 23 Best Ideas for Kawaii Pins .Sparkling crystals embellish these likes outfit fashion jewelry breastpin pins…
DIY Craft for Toddlers Ideas
The Best toddler Scarecrow Costume Diy

by admin July 4, 2018

by admin July 4, 2018

The Best toddler Scarecrow Costume Diy . Daily Recreation has a number of charming crafts for young…
Cute Hairstyles
The 22 Best Ideas for Cute Boy Haircuts 2020

by admin July 4, 2018

by admin July 4, 2018

The 22 Best Ideas for Cute Boy Haircuts 2020 .Treating your hair with top quality shampoos as…
Cute Hairstyles
Top 22 Cute Short Haircuts with Bangs

by admin July 4, 2018

by admin July 4, 2018

Top 22 Cute Short Haircuts with Bangs .Treating your hair with high quality shampoos as well as…
Birthday Wishes Ideas
Best 25 Birthday Wishes Friend

by admin July 4, 2018

by admin July 4, 2018

Best 25 Birthday Wishes Friend . I am thankful that you are a part of my life.…
Beautiful Nails
20 Best Ideas Most Beautiful Nails In the World

by admin July 4, 2018

by admin July 4, 2018

20 Best Ideas Most Beautiful Nails In the World .Our one-of-a-kind services consist of late nights, loyalty…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?