Home, Family, Style and Art Ideas

Jewelry Sets
The top 25 Ideas About Black and White Wedding Ring Sets

by admin October 16, 2018

by admin October 16, 2018

The top 25 Ideas About Black and White Wedding Ring Sets .Fashion jewelry sets make an exceptional…
Wedding Gifts
The top 24 Ideas About Modern Wedding Gifts

by admin October 15, 2018

by admin October 15, 2018

The top 24 Ideas About Modern Wedding Gifts .The new pair will certainly fill this wedding event…
Easy Hairstyles
The Best Easy Short Haircuts

by admin October 14, 2018

by admin October 14, 2018

The Best Easy Short Haircuts .This advanced and elegant hairstyle may seem complicated at first however it’s…
Coloring Pages For Adults
The Best Ideas for wholesale Coloring Books for Adults

by admin October 14, 2018

by admin October 14, 2018

The Best Ideas for wholesale Coloring Books for Adults . Coloring Pages for Adults Coloring Pages for…
Birthday Quotes Inspirations
25 Best 40th Birthday Quotes Female

by admin October 14, 2018

by admin October 14, 2018

25 Best 40th Birthday Quotes Female .Sending out birthday introductions has actually come to be a required…
Side Dish Recipes
The Best Side Dishes to Go with Lasagna

by admin October 14, 2018

by admin October 14, 2018

The Best Side Dishes to Go with Lasagna .This recipe has you prepare the farro with garlic,…
Birthday Gift Inspirations
Best 24 Husband Birthday Gifts

by admin October 14, 2018

by admin October 14, 2018

Best 24 Husband Birthday Gifts .How to Select the Perfect Birthday Celebration GiftYes, we understand. You came…
Family Quotes
Top 23 Family Quote Pictures

by admin October 14, 2018

by admin October 14, 2018

Top 23 Family Quote Pictures . Household Quotes application is a substantial collection of quotes about family…
Inspirational Quotes
Best 24 Inspirational Quote for Teamwork

by admin October 14, 2018

by admin October 14, 2018

Best 24 Inspirational Quote for Teamwork .Put life in perspective with with some brief yet sage pieces…
Kitchen Ideas
20 Amazing Kitchen Small Appliance

by admin October 14, 2018

by admin October 14, 2018

20 Amazing Kitchen Small Appliance .The trick should always be creative thinking when it comes to developing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?