Home, Family, Style and Art Ideas

Curly Hairstyles
The top 25 Ideas About Short Natural Curly Hairstyles

by admin October 17, 2018

by admin October 17, 2018

The top 25 Ideas About Short Natural Curly Hairstyles .It appears that individuals want hairstyles with curly…
Birthday Wishes Ideas
25 Ideas for Free Birthday Wishes

by admin October 17, 2018

by admin October 17, 2018

25 Ideas for Free Birthday Wishes . All the finest on your birthday! Delighted birthday celebration friend!…
Coloring Pages For Girls
Top 25 Cute Coloring Pages Of Girls

by admin October 17, 2018

by admin October 17, 2018

Top 25 Cute Coloring Pages Of Girls .Coloring is a super fun for every ages: for children…
Life Quotes
22 Best Ideas Life Quotes In English

by admin October 17, 2018

by admin October 17, 2018

22 Best Ideas Life Quotes In English . If you’re seeking a life insurance policy policy, we’ve…
Holiday Party Ideas
21 Of the Best Ideas for Employee Holiday Party Ideas

by admin October 16, 2018

by admin October 16, 2018

21 Of the Best Ideas for Employee Holiday Party Ideas .Have on your own a cheerful little…
Birthday Gift Ideas
Best 20 35th Birthday Gift Ideas for Her

by admin October 16, 2018

by admin October 16, 2018

Best 20 35th Birthday Gift Ideas for Her .If you’re at the time a unique birthday gift,…
Crochet Hairstyles
The 22 Best Ideas for African Crochet Hairstyles

by admin October 16, 2018

by admin October 16, 2018

The 22 Best Ideas for African Crochet Hairstyles .Permit me to introduce you: First, your hair is…
Kitchen Ideas
30 Beautiful Magnetic Kitchen organizer

by admin October 16, 2018

by admin October 16, 2018

30 Beautiful Magnetic Kitchen organizer .From food preparation to delighting to clean-up, our kitchen collection assists you…
Friendship Quotes
Best 21 Friendship Bond Quotes

by admin October 16, 2018

by admin October 16, 2018

Best 21 Friendship Bond Quotes .They have actually been there for you through the great times, the…
Gifts for Kids
22 Of the Best Ideas for Kids Valentine Gifts

by admin October 16, 2018

by admin October 16, 2018

22 Of the Best Ideas for Kids Valentine Gifts .Not only do these bikes provide a smooth…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?