Home, Family, Style and Art Ideas

Birthday Invitation Ideas
The top 25 Ideas About 70th Birthday Invitations

by admin November 1, 2018

by admin November 1, 2018

The top 25 Ideas About 70th Birthday Invitations . Whether you’re preparing a birthday party for your…
Italian Recipes
35 Best Ideas Italian Dinner Music

by admin November 1, 2018

by admin November 1, 2018

35 Best Ideas Italian Dinner Music .Think of Italian specialty food like Salami, Buffalo Mozzarella and also…
Casserole Recipes
24 Best Ideas Loaded Chicken Potato Casserole

by admin November 1, 2018

by admin November 1, 2018

24 Best Ideas Loaded Chicken Potato Casserole .Baked dishes have existed for thousands of years. Early casserole…
Cookie Recipes
35 Of the Best Ideas for Healthy Oatmeal Cookies Applesauce

by admin November 1, 2018

by admin November 1, 2018

35 Of the Best Ideas for Healthy Oatmeal Cookies Applesauce .The finest cookie recipe! I’ve attempted this…
Valentines Day Gift Ideas
Top 35 Valentines Day Ideas Gift

by admin November 1, 2018

by admin November 1, 2018

Top 35 Valentines Day Ideas Gift .Shop from these thoughtful and economical picks, and also pour on…
Coloring Pages for Children
21 Best Kids Bible Coloring Page

by admin November 1, 2018

by admin November 1, 2018

21 Best Kids Bible Coloring Page .Super coloring – cost-free printable coloring pages for kids, coloring sheets,…
Undercut Hairstyle
22 Ideas for Undercut Haircuts Men

by admin November 1, 2018

by admin November 1, 2018

22 Ideas for Undercut Haircuts Men .Keep in mind that the hairstyle that you opt for will…
Landscape Ideas
22 Magnificient Front Yard Landscape

by admin November 1, 2018

by admin November 1, 2018

22 Magnificient Front Yard Landscape .David Beaulieu If you have actually chosen to execute a formal design,…
Halloween Recipes
The Best Ideas for Halloween Cupcakes toppers

by admin November 1, 2018

by admin November 1, 2018

The Best Ideas for Halloween Cupcakes toppers .When you have actually completed transforming the home right into…
Easy Hairstyles
Best 21 Easy Hairstyles for Summers

by admin November 1, 2018

by admin November 1, 2018

Best 21 Easy Hairstyles for Summers .This innovative and posh hairstyle might appear made complex initially yet…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?