Home, Family, Style and Art Ideas

Best Summer Ideas
The top 21 Ideas About Cheap Summer Date Ideas

by admin October 6, 2018

by admin October 6, 2018

The top 21 Ideas About Cheap Summer Date Ideas .Acquire some sidewalk chalk and allow the kids…
Mardi Gras Recipes
The 30 Best Ideas for Mardi Gra Birthday Cake

by admin October 6, 2018

by admin October 6, 2018

The 30 Best Ideas for Mardi Gra Birthday Cake .All the Cajun staples are accounted for– from…
Firepit Ideas
22 Antique Ceramic Tile Fire Pit

by admin October 6, 2018

by admin October 6, 2018

22 Antique Ceramic Tile Fire Pit .Fire Pit Ideas To pick the appropriate fire pit layout and…
Quotes for Kids
The top 20 Ideas About Quotes Love Children

by admin October 6, 2018

by admin October 6, 2018

The top 20 Ideas About Quotes Love Children .Maturing is never easy, as well as this thoughtful…
Vegan Recipes
Top 30 Vegan Kale Recipes

by admin October 6, 2018

by admin October 6, 2018

Top 30 Vegan Kale Recipes .It’s obvious that oil is not a natural food. The battle to…
Baby Quotes
The top 21 Ideas About Quote About Having A Baby Boy

by admin October 6, 2018

by admin October 6, 2018

The top 21 Ideas About Quote About Having A Baby Boy .You understand you re going to…
DIY Kit Ideas
23 Of the Best Ideas for Diy Snow Globe Kits

by admin October 6, 2018

by admin October 6, 2018

23 Of the Best Ideas for Diy Snow Globe Kits .Lacking alternative approaches of fire lighting, the…
DIY Craft for Kids Ideas
The Best Ideas for Cd Craft Ideas for Kids

by admin October 6, 2018

by admin October 6, 2018

The Best Ideas for Cd Craft Ideas for Kids . A current study by Dr. Richard Rende…
Wedding Makeup
The top 25 Ideas About Wedding Makeup Denver

by admin October 6, 2018

by admin October 6, 2018

The top 25 Ideas About Wedding Makeup Denver .Your wedding makeupshould be complimentary of your dress and…
Birthday Card Ideas
22 Best Ideas Best Friend Birthday Cards

by admin October 5, 2018

by admin October 5, 2018

22 Best Ideas Best Friend Birthday Cards .Bulge birthday cards do not need to consist of a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?