Home, Family, Style and Art Ideas

Graduation Gift Ideas
The Best Ideas for Gift Ideas for College Graduation

by admin July 6, 2018

by admin July 6, 2018

The Best Ideas for Gift Ideas for College Graduation . It’s the excellent gift they can pop…
Landscape Ideas
35 Marvelous Backyard Little House

by admin July 6, 2018

by admin July 6, 2018

35 Marvelous Backyard Little House .Produce a remarkable pathway with your backyard with a basic course. Not…
Best Cinco de Mayo Ideas
22 Of the Best Ideas for Cinco De Mayo Crafts for Preschool

by admin July 6, 2018

by admin July 6, 2018

22 Of the Best Ideas for Cinco De Mayo Crafts for Preschool .Mexican food offers itself to…
Beach Wedding
23 Best Ideas Wedding On Beach

by admin July 6, 2018

by admin July 6, 2018

23 Best Ideas Wedding On Beach .I think most of us that prepare a beach wedding do…
Bedroom Ideas
30 Marvelous Kids Bedroom Sets

by admin July 6, 2018

by admin July 6, 2018

30 Marvelous Kids Bedroom Sets .For youngsters that are a lot more almost minded just how around…
Birthday Wishes Ideas
25 Ideas for Funny Birthday Wishes for Best Friend Female

by admin July 6, 2018

by admin July 6, 2018

25 Ideas for Funny Birthday Wishes for Best Friend Female .Sending birthday greetings has ended up being…
Beautiful Nails
20 Best Pretty Yellow Nails

by admin July 6, 2018

by admin July 6, 2018

20 Best Pretty Yellow Nails .Gorgeous Nails & Body Salon brings an unique, indulgent and also indulging…
Birthday Gift Inspirations
24 Ideas for Best 30th Birthday Gifts

by admin July 6, 2018

by admin July 6, 2018

24 Ideas for Best 30th Birthday Gifts .Just how to Select the Perfect Birthday GiftYes, we understand.…
Freezer-friendly Recipes
Best 21 Freezer Dill Pickles

by admin July 6, 2018

by admin July 6, 2018

Best 21 Freezer Dill Pickles .Let’s face it, the rear of your fridge freezer likely isn’t sparking…
Graduation Party Ideas
35 Best Ideas Middle School Graduation Party Ideas

by admin July 6, 2018

by admin July 6, 2018

35 Best Ideas Middle School Graduation Party Ideas . Provide your graduate a grand send-off by having…

1
…
1,690
1,691
1,692
1,693
1,694
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?