Home, Family, Style and Art Ideas

Baby Shower Gift Ideas
30 Of the Best Ideas for Baby Shower Raffle Gift Ideas

by admin July 6, 2018

by admin July 6, 2018

30 Of the Best Ideas for Baby Shower Raffle Gift Ideas .It s a puppet, it s…
Fourth of July Recipes
The Best 4th Of July Wedding Cakes

by admin July 6, 2018

by admin July 6, 2018

The Best 4th Of July Wedding Cakes .Your preferred summer dessert simply got back at sweeter with…
Rings
21 Best Kay Jewelers Men's Wedding Rings

by admin July 6, 2018

by admin July 6, 2018

21 Best Kay Jewelers Men&#039;s Wedding Rings .Whether you re picking rings for your interaction or matching…
Motivational Quotes
The top 30 Ideas About Success Motivational Quote

by admin July 6, 2018

by admin July 6, 2018

The top 30 Ideas About Success Motivational Quote . Failing isn’t always regarding learning to be much…
Nail Ideas
23 Ideas for Painted Nail Ideas

by admin July 6, 2018

by admin July 6, 2018

23 Ideas for Painted Nail Ideas .There are the standards, like pumpkins and also charming deer, and…
Wedding Nails
20 Ideas for Wedding Nails Porcupine Tree

by admin July 6, 2018

by admin July 6, 2018

20 Ideas for Wedding Nails Porcupine Tree .Your big day will likely be the most vital day…
Bathroom Ideas
20 Incredible Bathroom Exhaust Fan Reviews

by admin July 6, 2018

by admin July 6, 2018

20 Incredible Bathroom Exhaust Fan Reviews .Shower room exhaust fans, ventilation followers or wall-mount exhaust followers help…
Landscape Ideas
23 Luxury Concrete Landscape Edging Cost

by admin July 6, 2018

by admin July 6, 2018

23 Luxury Concrete Landscape Edging Cost .If you have a deck sidewalk, just a straightforward drop off…
Gift Ideas For Boys
The Best Ideas for Boys Gift Ideas Age 10

by admin July 6, 2018

by admin July 6, 2018

The Best Ideas for Boys Gift Ideas Age 10 . This gift is both technology as well…
Italian Recipes
The top 35 Ideas About Italian Crock Pot Recipes

by admin July 6, 2018

by admin July 6, 2018

The top 35 Ideas About Italian Crock Pot Recipes .Do you like Italian food? Due to the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?