Home, Family, Style and Art Ideas

Rings
21 Ideas for Art Deco Diamond Rings

by admin July 7, 2018

by admin July 7, 2018

21 Ideas for Art Deco Diamond Rings .A ring for today as well as all of your…
Birthday Party Inspirations
Best 30 Little Girl Birthday Party Ideas

by admin July 7, 2018

by admin July 7, 2018

Best 30 Little Girl Birthday Party Ideas .Host the Ultimate Celebration with Themed Birthday Celebration Celebration SuppliesBirthday…
Best Summer Ideas
21 Ideas for Summer Drink Recipe Alcoholic

by admin July 7, 2018

by admin July 7, 2018

21 Ideas for Summer Drink Recipe Alcoholic .We are well right into summer and some Moms may…
Black Hairstyles
22 Of the Best Ideas for Hairstyle for Black Girls with Short Hair

by admin July 7, 2018

by admin July 7, 2018

22 Of the Best Ideas for Hairstyle for Black Girls with Short Hair .Black Knotted hairstyle –…
Baby Shower Party
Best 25 Baby Girl Birthday Party

by admin July 7, 2018

by admin July 7, 2018

Best 25 Baby Girl Birthday Party .Guests bring tiny presents for the pregnant mom. Moms are usually…
Printable Coloring Pages
21 Best School Coloring Pages Printable

by admin July 7, 2018

by admin July 7, 2018

21 Best School Coloring Pages Printable . Coloring pages and also printables for youngsters of all agesThe…
Nail Colors
Top 22 Sally Hansen Nail Colors

by admin July 6, 2018

by admin July 6, 2018

Top 22 Sally Hansen Nail Colors .From the worlds of the Egyptian Pharaohs to the Aztecs, royal…
Bedroom Ideas
20 Incredible Images Of Shabby Chic Bedrooms

by admin July 6, 2018

by admin July 6, 2018

20 Incredible Images Of Shabby Chic Bedrooms .Worn-out stylish bedroom layouts normally include lots of pretty roses,…
Quick and Easy Recipes
Best 22 Quick Indian Sweet Recipes

by admin July 6, 2018

by admin July 6, 2018

Best 22 Quick Indian Sweet Recipes .With recipes this easy, those forget-to-meal-prep nights can be way less…
Quotes for Kids
The 20 Best Ideas for Quotes About Parents Love for Child

by admin July 6, 2018

by admin July 6, 2018

The 20 Best Ideas for Quotes About Parents Love for Child .Growing up is never ever simple,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?