Home, Family, Style and Art Ideas

Beautiful Nails
The Best Ideas for Pretty Nails Oswego Ny

by admin October 22, 2018

by admin October 22, 2018

The Best Ideas for Pretty Nails Oswego Ny .Stunning Nails & Body Beauty parlor brings an exclusive,…
Best St. Patrick Day Ideas
Top 22 St Patrick's Day Menu Ideas

by admin October 22, 2018

by admin October 22, 2018

Top 22 St Patrick&#039;s Day Menu Ideas .The Irish aren’t much like individuals that Irish Americans claim…
Coloring Pages For Girls
25 Best Coloring Book for Girls

by admin October 22, 2018

by admin October 22, 2018

25 Best Coloring Book for Girls . In this group, you will discover remarkable Coloring Pages Powerpuff…
Fathers Day Gift Ideas
Top 22 Sentimental Fathers Day Gift Ideas

by admin October 22, 2018

by admin October 22, 2018

Top 22 Sentimental Fathers Day Gift Ideas .Papa states he is carefree and desires for absolutely nothing,…
Engagement
Top 22 Rough Cut Diamond Engagement Ring

by admin October 22, 2018

by admin October 22, 2018

Top 22 Rough Cut Diamond Engagement Ring .The way in which a ruby is cut will figure…
Quotes for Kids
20 Of the Best Ideas for Putting Your Child First Quotes

by admin October 22, 2018

by admin October 22, 2018

20 Of the Best Ideas for Putting Your Child First Quotes .Growing up is never ever simple,…
Nail Designs
Top 20 Matte Nail Designs 2020

by admin October 22, 2018

by admin October 22, 2018

Top 20 Matte Nail Designs 2020 .If you are looking for a controlled gel nail concept, these…
Nail Designs
20 Best Children Nail Designs

by admin October 21, 2018

by admin October 21, 2018

20 Best Children Nail Designs .If you are looking for a suppressed gel nail concept, these are…
Funny Quotes
Best 25 Brain Quotes Funny

by admin October 21, 2018

by admin October 21, 2018

Best 25 Brain Quotes Funny . I do not think that you can provide the very same…
Paint Ideas
22 Fancy Stripping Deck Paint

by admin October 21, 2018

by admin October 21, 2018

22 Fancy Stripping Deck Paint .Staining a deck can be a large task so select your shade…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?