Home, Family, Style and Art Ideas

DIY Craft for Toddlers Ideas
Best 30 Easy Spring Crafts for toddlers

by admin July 9, 2018

by admin July 9, 2018

Best 30 Easy Spring Crafts for toddlers .Prepare to take arts ‘n’ crafts to the following level.…
Christmas Quotes
21 Best Ideas Die Hard Christmas Quotes

by admin July 9, 2018

by admin July 9, 2018

21 Best Ideas Die Hard Christmas Quotes . The Xmas spirit does not beam out in the…
Birthday Gift Ideas
20 Of the Best Ideas for Creative 21st Birthday Gift Ideas for Him

by admin July 9, 2018

by admin July 9, 2018

20 Of the Best Ideas for Creative 21st Birthday Gift Ideas for Him .If you’re right after…
Coloring Pages For Girls
The top 25 Ideas About Gingham Girls Coloring Book

by admin July 9, 2018

by admin July 9, 2018

The top 25 Ideas About Gingham Girls Coloring Book .Coloring is a very fun for all ages:…
Pool Party Ideas
23 Best Sweet Sixteen Pool Party Ideas

by admin July 9, 2018

by admin July 9, 2018

23 Best Sweet Sixteen Pool Party Ideas . A summer season Olympics-themed pool party is an additional…
Bachelorette Party Ideas
The 22 Best Ideas for Relaxing Bachelorette Party Ideas

by admin July 8, 2018

by admin July 8, 2018

The 22 Best Ideas for Relaxing Bachelorette Party Ideas .If you’re looking for out-of-the-box bachelorette party ideas,…
Necklaces
The Best Guitar Necklace for Guys

by admin July 8, 2018

by admin July 8, 2018

The Best Guitar Necklace for Guys .The larger the better is the phrase the some females live…
Coloring Pages For Toddlers
Best 20 Elmo Coloring Pages for toddlers

by admin July 8, 2018

by admin July 8, 2018

Best 20 Elmo Coloring Pages for toddlers .I m a very first quality teacher. For creativity, I…
Wedding Venues
22 Best Ideas Arkansas Wedding Venues

by admin July 8, 2018

by admin July 8, 2018

22 Best Ideas Arkansas Wedding Venues .From this setting you can start to focus your search on…
Body Jewelry
23 Best Ideas Body Jewelry Photoshoot

by admin July 8, 2018

by admin July 8, 2018

23 Best Ideas Body Jewelry Photoshoot .We specialize in wholesale body jewelry, providing the most recent and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?