Home, Family, Style and Art Ideas

Birthday Invitation Ideas
25 Best Ideas Double Birthday Invitations

by admin July 10, 2018

by admin July 10, 2018

25 Best Ideas Double Birthday Invitations . There are numerous various methods to celebrate your birthday. Whether…
Brooches
Top 22 Feather Brooches

by admin July 10, 2018

by admin July 10, 2018

Top 22 Feather Brooches .Looking for incredible outfit precious jewelry breastpins as well as pins for on…
Best Memorial Day Ideas
The top 23 Ideas About Free Food for Vets On Memorial Day

by admin July 10, 2018

by admin July 10, 2018

The top 23 Ideas About Free Food for Vets On Memorial Day .There are certain holidays within…
Best Gift Ideas
The top 21 Ideas About Best Gag Gift Ideas

by admin July 10, 2018

by admin July 10, 2018

The top 21 Ideas About Best Gag Gift Ideas . Get a set of these truly great…
Rings
The 21 Best Ideas for Wedding Rings Las Vegas

by admin July 10, 2018

by admin July 10, 2018

The 21 Best Ideas for Wedding Rings Las Vegas .Involvement rings are the best expression of love,…
Necklaces
The 20 Best Ideas for Brother and Sister Necklace

by admin July 10, 2018

by admin July 10, 2018

The 20 Best Ideas for Brother and Sister Necklace .Precious jewelry collections make a superb gift for…
Lamb Recipes
The top 24 Ideas About Shepherd's Pie with Lamb

by admin July 10, 2018

by admin July 10, 2018

The top 24 Ideas About Shepherd&#039;s Pie with Lamb .Searching for roast lamb recipes? Wish to make…
Kids Party Ideas
Top 24 Dinner Party with Kids

by admin July 10, 2018

by admin July 10, 2018

Top 24 Dinner Party with Kids .It s a huge frustration when you need to arrange an…
Kitchen Ideas
20 Unique Styling Ideas for Your Small Mobile Kitchen island

by admin July 10, 2018

by admin July 10, 2018

20 Unique Styling Ideas for Your Small Mobile Kitchen island .A strong splashback is an additional simple…
Life Quotes
Best 22 Abt Life Quotes

by admin July 9, 2018

by admin July 9, 2018

Best 22 Abt Life Quotes . If you’re searching for a life insurance policy plan, we’ve got…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?