Home, Family, Style and Art Ideas

Inspirational Quotes
24 Best Inspirational Quotes Photos

by admin July 11, 2018

by admin July 11, 2018

24 Best Inspirational Quotes Photos . Right here’s the best motivational quotes we’ve attended make you really…
Birthday Decoration Ideas
23 Best 50 and Fabulous Birthday Decorations

by admin July 11, 2018

by admin July 11, 2018

23 Best 50 and Fabulous Birthday Decorations . Host the Ultimate Celebration with Themed Birthday Celebration Event…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes for Kids

by admin July 11, 2018

by admin July 11, 2018

25 Of the Best Ideas for Happy Birthday Wishes for Kids . Birthday celebrations are amongst the…
Nail Colors
Best 22 New Nail Colors 2020

by admin July 11, 2018

by admin July 11, 2018

Best 22 New Nail Colors 2020 .When considering the colder season, you could safely anticipate that the…
Thanksgiving Quotes
30 Ideas for Canadian Thanksgiving Quotes

by admin July 11, 2018

by admin July 11, 2018

30 Ideas for Canadian Thanksgiving Quotes .” One of my most remarkable Thanksgiving memories was probably the…
DIY Mask Ideas
The top 23 Ideas About Diy Charcoal Mask Recipe

by admin July 11, 2018

by admin July 11, 2018

The top 23 Ideas About Diy Charcoal Mask Recipe . This moisturizing, customizable DIY sheet mask idea…
Birthday Party Inspirations
30 Of the Best Ideas for Aladdin Birthday Party

by admin July 11, 2018

by admin July 11, 2018

30 Of the Best Ideas for Aladdin Birthday Party . First Birthday Celebration Suggestions >> Barnyard First…
DIY Home Decoration Ideas
Top 22 Diy Winter Decorating Ideas

by admin July 11, 2018

by admin July 11, 2018

Top 22 Diy Winter Decorating Ideas . For very easy DIY design, print out favored prints from…
Gift Ideas For Couples
20 Ideas for Christmas Gift Ideas for Engaged Couples

by admin July 11, 2018

by admin July 11, 2018

20 Ideas for Christmas Gift Ideas for Engaged Couples .Locating presents for couples is a cinch when…
Rice Recipes
The top 23 Ideas About New orleans Red Beans and Rice Recipes

by admin July 10, 2018

by admin July 10, 2018

The top 23 Ideas About New orleans Red Beans and Rice Recipes .Transform the straightforward component that’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?