Home, Family, Style and Art Ideas

Short Hairstyles
The Best Ideas for Short Haircuts for Thick Hair

by admin October 27, 2018

by admin October 27, 2018

The Best Ideas for Short Haircuts for Thick Hair .Bob haircuts enter into the photo as quickly…
Garage Ideas
23 Marvelous Custom Size Garage Doors

by admin October 27, 2018

by admin October 27, 2018

23 Marvelous Custom Size Garage Doors .In the market for overhead garage doors? Surf our selection of…
Coloring Pages for Children
Best 21 Kids Playing Coloring Page

by admin October 27, 2018

by admin October 27, 2018

Best 21 Kids Playing Coloring Page .This is awesome! Thank you for sharing this terrific lesson. I…
Education Quotes
The Best Ideas for Motivational Education Quote

by admin October 27, 2018

by admin October 27, 2018

The Best Ideas for Motivational Education Quote . In the perfect case, education and also educators influence…
Kids Party Ideas
The 24 Best Ideas for Party Kids Games

by admin October 27, 2018

by admin October 27, 2018

The 24 Best Ideas for Party Kids Games .Well, there is no need to employ a principal…
Birthday Gift Inspirations
Best 24 Cheap Birthday Gifts for Her

by admin October 27, 2018

by admin October 27, 2018

Best 24 Cheap Birthday Gifts for Her . Sure, you can choose something cool off of the…
Pie Recipes
The Best Ideas for Vegetarian Shepherd's Pie without Lentils

by admin October 27, 2018

by admin October 27, 2018

The Best Ideas for Vegetarian Shepherd&#039;s Pie without Lentils .Pie Filling Booster enlarges fruit pie fillings the…
Prom Hairstyles
21 Best Prom Hairstyles for Boys

by admin October 27, 2018

by admin October 27, 2018

21 Best Prom Hairstyles for Boys .Point you have to comprehend is when choosing a senior prom…
DIY Home Decoration Ideas
Top 22 Paper Decorations Diy

by admin October 27, 2018

by admin October 27, 2018

Top 22 Paper Decorations Diy . For easy DIY style, print out preferred prints from the year…
Cookie Recipes
The Best Cookie Dough Icing

by admin October 27, 2018

by admin October 27, 2018

The Best Cookie Dough Icing .The best cookie recipe! I’ve just recently created a wheat allergy and,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?