Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Gift Ideas for 80th Birthday

by admin November 14, 2018

by admin November 14, 2018

24 Of the Best Ideas for Gift Ideas for 80th Birthday . Sure, your birthday girl enjoys…
Recipes for Kids
25 Best Snack Recipes for Kids

by admin November 13, 2018

by admin November 13, 2018

25 Best Snack Recipes for Kids .When your youngsters begin revealing an interest in food preparation, you’ll…
Holiday Party Ideas
21 Best Ideas Company Holiday Party Ideas On A Budget

by admin November 13, 2018

by admin November 13, 2018

21 Best Ideas Company Holiday Party Ideas On A Budget . A vacation party that amuses inside…
Girls Hairstyle
Top 24 Hairstyles for 13 Year Olds Girl

by admin November 13, 2018

by admin November 13, 2018

Top 24 Hairstyles for 13 Year Olds Girl .For little girls with medium hair sizes you have…
Crochet Hairstyles
The top 22 Ideas About Kinky Twist Crochet Hairstyles

by admin November 13, 2018

by admin November 13, 2018

The top 22 Ideas About Kinky Twist Crochet Hairstyles .Enable me to present you: First, your hair…
Jewelry Sets
The 25 Best Ideas for Cz Wedding Ring Sets

by admin November 13, 2018

by admin November 13, 2018

The 25 Best Ideas for Cz Wedding Ring Sets .Precious jewelry sets make an exceptional present for…
Dinner Recipes
21 Ideas for Blueberry Vodka Drinks

by admin November 13, 2018

by admin November 13, 2018

21 Ideas for Blueberry Vodka Drinks .We love multi-purpose kitchen area gadgets that make life simpler, so…
Bedroom Ideas
22 Amazing Bedroom Set with Led Lights

by admin November 13, 2018

by admin November 13, 2018

22 Amazing Bedroom Set with Led Lights .When it involves embellishing the bed room, lighting is often…
Nail Designs
Best 20 Kid Nail Designs

by admin November 13, 2018

by admin November 13, 2018

Best 20 Kid Nail Designs .If you are looking for a restrained gel nail idea, these are…
Wedding Dresses
The Best Groupusa Wedding Dresses

by admin November 13, 2018

by admin November 13, 2018

The Best Groupusa Wedding Dresses .Let’s face it. A lot of men just can’t seem to comprehend…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?