Home, Family, Style and Art Ideas

Living Room Ideas
25 Extraordinary Rustic Curtains for Living Room

by admin July 11, 2018

by admin July 11, 2018

25 Extraordinary Rustic Curtains for Living Room .Let the light in with these imaginative shed curtains. Beautify…
Bedroom Ideas
21 Lovely Ikea Small Bathroom

by admin July 11, 2018

by admin July 11, 2018

21 Lovely Ikea Small Bathroom .If your shower room does not have an integrated vanity, opt for…
Retirement Party Ideas
22 Of the Best Ideas for Coworker Retirement Party Ideas

by admin July 11, 2018

by admin July 11, 2018

22 Of the Best Ideas for Coworker Retirement Party Ideas . To prepare a retirement party, beginning…
Graduation Gift Ideas
The Best Ideas for 8th Grade Graduation Gift Ideas for son

by admin July 11, 2018

by admin July 11, 2018

The Best Ideas for 8th Grade Graduation Gift Ideas for son .Whether your secondary school graduate is…
Thanksgiving Quotes
Top 30 Thanksgiving Quotes Charlie Brown

by admin July 11, 2018

by admin July 11, 2018

Top 30 Thanksgiving Quotes Charlie Brown .”Satisfaction kills thanksgiving, yet a humble mind is the soil out…
Gift Ideas For Boys
23 Best Gift Ideas for Twin Boys

by admin July 11, 2018

by admin July 11, 2018

23 Best Gift Ideas for Twin Boys . This gift is part toy, component scientific research lesson.…
Coloring Pages For Girls
25 Best Ideas Coloring Pages Of Girls for Adults

by admin July 11, 2018

by admin July 11, 2018

25 Best Ideas Coloring Pages Of Girls for Adults . In this classification we accumulated the very…
Pork Recipes
The Best Ideas for Slow Cook Pork Loin In Oven

by admin July 11, 2018

by admin July 11, 2018

The Best Ideas for Slow Cook Pork Loin In Oven .For this pork chop recipe, the target…
Wedding Invitations
The top 21 Ideas About Mint Green Wedding Invitations

by admin July 11, 2018

by admin July 11, 2018

The top 21 Ideas About Mint Green Wedding Invitations .Timeless wedding event invitations look like they are…
Kitchen Ideas
25 Perfect Upper Corner Kitchen Cabinet Ideas

by admin July 11, 2018

by admin July 11, 2018

25 Perfect Upper Corner Kitchen Cabinet Ideas .Enliven your cooking area storage areas with attractive colors, coatings,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?