Home, Family, Style and Art Ideas

Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Brother In Law

by admin July 12, 2018

by admin July 12, 2018

The 25 Best Ideas for Birthday Wishes Brother In Law .Sending out birthday greetings has become a…
Wedding Cakes
The 23 Best Ideas for Vegas Wedding Cakes

by admin July 12, 2018

by admin July 12, 2018

The 23 Best Ideas for Vegas Wedding Cakes .Among the important things that you may have been…
DIY Costume Ideas
Top 35 Ninja Turtles Diy Costume

by admin July 12, 2018

by admin July 12, 2018

Top 35 Ninja Turtles Diy Costume .Halloween is an open invite to be and also impersonate nearly…
Short Hairstyles
20 Ideas for Black Short Hairstyles Pictures

by admin July 12, 2018

by admin July 12, 2018

20 Ideas for Black Short Hairstyles Pictures .Casual short hairstyles are easy-going, free-flowing, as well as disorganized.…
Easter Party Ideas
30 Best Ideas Fun Ideas for Easter Party

by admin July 12, 2018

by admin July 12, 2018

30 Best Ideas Fun Ideas for Easter Party .Whether you have a little event or a big…
Mothers Day Gift Ideas
30 Best Ideas Great Mothers Day Gift Ideas

by admin July 12, 2018

by admin July 12, 2018

30 Best Ideas Great Mothers Day Gift Ideas .The last thing any mama desires is a fistful…
DIY Wedding Ideas
The 21 Best Ideas for Diy Wedding Hanger

by admin July 12, 2018

by admin July 12, 2018

The 21 Best Ideas for Diy Wedding Hanger . Get motivated with DIY wedding event projects for…
Coloring Pages For Toddlers
20 Best Ideas Halloween Coloring Pages for toddlers

by admin July 12, 2018

by admin July 12, 2018

20 Best Ideas Halloween Coloring Pages for toddlers .My children use (and also delight in) the coloring…
Nail Colors
Best 22 Nail Colors Tumblr

by admin July 12, 2018

by admin July 12, 2018

Best 22 Nail Colors Tumblr .When considering the colder season, you might safely forecast that the projection…
Best Valentines Day Ideas
The Best Valentines Day Photography Ideas

by admin July 12, 2018

by admin July 12, 2018

The Best Valentines Day Photography Ideas .Yes, the beautiful day is close. I mean Valentines Day. Several…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?