Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
Best 22 St Patrick's Day Nail Ideas

by admin September 4, 2018

by admin September 4, 2018

Best 22 St Patrick&#039;s Day Nail Ideas .The Irish aren’t similar to individuals that Irish Americans act…
Coloring Pages For Girls
The Best Winter Coloring Pages for Girls

by admin September 4, 2018

by admin September 4, 2018

The Best Winter Coloring Pages for Girls . In this category, you will discover awesome Coloring Pages…
Low Fat Recipes
The top 22 Ideas About Quick Low Fat Dinners

by admin September 3, 2018

by admin September 3, 2018

The top 22 Ideas About Quick Low Fat Dinners .Cutting out saturated fats can decrease your cholesterol,…
Nail Designs
20 Ideas for Bronco Nail Designs

by admin September 3, 2018

by admin September 3, 2018

20 Ideas for Bronco Nail Designs .There are the standards, like pumpkins and adorable deer, and also…
Summer Party Ideas
The Best Ideas for Summer Birthday Party Ideas for 4 Year Old Boy

by admin September 3, 2018

by admin September 3, 2018

The Best Ideas for Summer Birthday Party Ideas for 4 Year Old Boy .@[Warm weather condition calls…
DIY Plan Ideas
The Best Ideas for Diy Pole Barns Plans

by admin September 3, 2018

by admin September 3, 2018

The Best Ideas for Diy Pole Barns Plans .Something that you ought to bear in mind is…
Baby Room Décor
Top 20 Owl Baby Shower Decor

by admin September 3, 2018

by admin September 3, 2018

Top 20 Owl Baby Shower Decor .When a crib is grown out of, think about making use…
Wedding Vows
Top 21 Romantic Funny Wedding Vows

by admin September 3, 2018

by admin September 3, 2018

Top 21 Romantic Funny Wedding Vows .You should offer on your own a rub on the back…
Wedding Rings
Top 22 Rose Gold Wedding Ring

by admin September 3, 2018

by admin September 3, 2018

Top 22 Rose Gold Wedding Ring .Much thought is given right into picking an engagement ring, yet…
Crochet Hairstyles
22 Best Crochet Afro Hairstyles

by admin September 3, 2018

by admin September 3, 2018

22 Best Crochet Afro Hairstyles .This is a fantastic, shoulder size, twist out hairstyle with a center…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?