Home, Family, Style and Art Ideas

Birthday Party Ideas
21 Best 65th Birthday Party Ideas for Men

by admin October 28, 2018

by admin October 28, 2018

21 Best 65th Birthday Party Ideas for Men . For the youngest among us, birthday celebration celebrations…
Halloween Party Ideas
23 Ideas for Scary Food Ideas for Halloween Party

by admin October 28, 2018

by admin October 28, 2018

23 Ideas for Scary Food Ideas for Halloween Party . There are plenty of Halloween party styles…
Wedding Gifts
24 Best Lesbian Wedding Gift

by admin October 28, 2018

by admin October 28, 2018

24 Best Lesbian Wedding Gift .Sending out wedding celebration gifts to congratulate a pair for starting their…
Graduation Party Ideas
Best 35 High School Graduation Party Centerpiece Ideas

by admin October 28, 2018

by admin October 28, 2018

Best 35 High School Graduation Party Centerpiece Ideas .No issue if you consider yourself an Amazon Prime…
Baby Shower Gifts
The Best Baby Gender Reveal Party Gifts

by admin October 28, 2018

by admin October 28, 2018

The Best Baby Gender Reveal Party Gifts .When it comes to getting child gifts, the alternatives are…
DIY Kit Ideas
Best 23 Diy Horizontal Murphy Bed without Kit

by admin October 28, 2018

by admin October 28, 2018

Best 23 Diy Horizontal Murphy Bed without Kit .Although lacking alternate techniques of fire lighting, the Zippo…
Wedding Shoes
Best 24 Silver Wedding Shoes for Bridesmaids

by admin October 28, 2018

by admin October 28, 2018

Best 24 Silver Wedding Shoes for Bridesmaids .An additional much-loved wedding event shoe is the rounded toe…
Birthday Decoration Ideas
23 Of the Best Ideas for Decorated Lockers for Birthdays

by admin October 27, 2018

by admin October 27, 2018

23 Of the Best Ideas for Decorated Lockers for Birthdays .Women’ Birthday Products Pick from 70+ birthday…
Lamb Recipes
The Best Ideas for Pressure Cooked Lamb Stew

by admin October 27, 2018

by admin October 27, 2018

The Best Ideas for Pressure Cooked Lamb Stew .The spiced lamb in these stuffed pita pockets goes…
Pins
Top 23 Sewing Pins

by admin October 27, 2018

by admin October 27, 2018

Top 23 Sewing Pins .Looking for amazing outfit jewelry brooches as well as pins for on your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?