Home, Family, Style and Art Ideas

Cute Hairstyles
22 Best Cute Short Haircuts 2020

by admin October 29, 2018

by admin October 29, 2018

22 Best Cute Short Haircuts 2020 .Treating your hair with top quality shampoos and conditioners is very…
Nail Designs
Top 20 Fall Leaves Nail Designs

by admin October 29, 2018

by admin October 29, 2018

Top 20 Fall Leaves Nail Designs .Fantastic prepared to schedule your next manicure, because this nail inspo…
DIY Baby Shower Ideas
The Best Ideas for Diy Baby Shower Guest Book

by admin October 29, 2018

by admin October 29, 2018

The Best Ideas for Diy Baby Shower Guest Book .Prepare yourself for an infant shower with these…
Baby Shower Gifts
21 Best Gifts for 3 Month Old Baby Boy

by admin October 29, 2018

by admin October 29, 2018

21 Best Gifts for 3 Month Old Baby Boy .Everyday requirements: Baby diapers, diaper lotion, baby wipes,…
Friendship Quotes
Best 21 Friendship Quotes Picture

by admin October 29, 2018

by admin October 29, 2018

Best 21 Friendship Quotes Picture . Relationships are born in a million different methods, as well as…
Kids Hairstyle Ideas
The Best Ideas for Kids Boy Hair

by admin October 29, 2018

by admin October 29, 2018

The Best Ideas for Kids Boy Hair .This fashionable hairstyle has a whole lot going for it.…
Pool Party Ideas
Top 23 Winter Indoor Pool Party Ideas

by admin October 29, 2018

by admin October 29, 2018

Top 23 Winter Indoor Pool Party Ideas . For an extra classy affair, consider throwing a beach…
Easy Hairstyles
21 Best Easy Side Hairstyles

by admin October 29, 2018

by admin October 29, 2018

21 Best Easy Side Hairstyles .This hairstyle is simple yet enchanting. Begin with bouncy as well as…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Baby Boy

by admin October 29, 2018

by admin October 29, 2018

Top 25 Birthday Wishes for Baby Boy . Birthday celebrations are among the most popular events of…
Coloring Pages for Children
The Best Coloring Pages for Kids Dogs

by admin October 29, 2018

by admin October 29, 2018

The Best Coloring Pages for Kids Dogs .Super coloring – totally free coloring web pages for youngsters,…

1
…
1,678
1,679
1,680
1,681
1,682
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?