Home, Family, Style and Art Ideas

DIY Dog Ideas
The Best Diy Dog Pallet Bed

by admin April 26, 2024

by admin April 26, 2024

The Best Diy Dog Pallet Bed . Trying to find some pet crafts to produce your dog?…
Life Quotes
22 Ideas for Quotes About Balance In Life

by admin April 26, 2024

by admin April 26, 2024

22 Ideas for Quotes About Balance In Life . If you’re searching for a life insurance policy…
DIY Box Ideas
20 Ideas for Diy Boxwood Wreath

by admin April 26, 2024

by admin April 26, 2024

20 Ideas for Diy Boxwood Wreath .The gift box ideas shared here today are layout to be…
Jewelry Sets
The top 25 Ideas About Black Diamond Wedding Rings Sets

by admin April 25, 2024

by admin April 25, 2024

The top 25 Ideas About Black Diamond Wedding Rings Sets .Each silver precious jewelry established discovered in…
DIY Baby Shower Ideas
20 Best Diy Baby Shower Invitations for Boys

by admin April 25, 2024

by admin April 25, 2024

20 Best Diy Baby Shower Invitations for Boys .Prepare yourself for a baby shower with these diy…
Female Hairstyles
The Best Hairstyles for Female

by admin April 25, 2024

by admin April 25, 2024

The Best Hairstyles for Female .This hairstyle is indicated for ladies with oval as well as lengthy…
Anniversary Gift Ideas
20 Ideas for One Year Anniversary Paper Gift Ideas

by admin April 25, 2024

by admin April 25, 2024

20 Ideas for One Year Anniversary Paper Gift Ideas .Please your cherished spouse by gifting a beautiful…
Gifts for Kids
22 Best Ideas Thanksgiving Gifts for Kids

by admin April 24, 2024

by admin April 24, 2024

22 Best Ideas Thanksgiving Gifts for Kids .Not only do these bikes give a seamless ride for…
Body Jewelry
The Best Body Jewelry Unique

by admin April 24, 2024

by admin April 24, 2024

The Best Body Jewelry Unique .It doesn t matter what kind of jewelry you need, we have…
Long Hairstyles
23 Of the Best Ideas for Long Haircuts and Color

by admin April 24, 2024

by admin April 24, 2024

23 Of the Best Ideas for Long Haircuts and Color .So you’ve desired various long hairstyles because…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?