Home, Family, Style and Art Ideas

DIY Mask Ideas
Best 23 Diy Lush Face Mask

by admin November 20, 2023

by admin November 20, 2023

Best 23 Diy Lush Face Mask .Oh, face masks, let us count the ways we love thee:…
Wedding Venues
22 Ideas for Cape Cod Wedding Venues

by admin November 20, 2023

by admin November 20, 2023

22 Ideas for Cape Cod Wedding Venues .Naturally, the style of venue straight impacts on the design…
Cute Hairstyles
Best 22 Super Cute Short Haircuts

by admin November 20, 2023

by admin November 20, 2023

Best 22 Super Cute Short Haircuts .Selecting the right color is additionally necessary for boosting the total…
DIY Organizer Ideas
30 Of the Best Ideas for Room organizers Diy

by admin November 19, 2023

by admin November 19, 2023

30 Of the Best Ideas for Room organizers Diy . You ll find so much below and…
Firepit Ideas
22 Finest Porch Swing Fire Pit

by admin November 19, 2023

by admin November 19, 2023

22 Finest Porch Swing Fire Pit .There is also a tutorial on just how to make a…
Mothers Day Gift Ideas
The Best Best Mother Day Gift Ideas

by admin November 19, 2023

by admin November 19, 2023

The Best Best Mother Day Gift Ideas .The last point any type of mommy wants is a…
Medium Hairstyles
Top 24 Haircuts Ideas for Medium Hair

by admin November 19, 2023

by admin November 19, 2023

Top 24 Haircuts Ideas for Medium Hair .One more stylish medium hairstyle is the razor edged cut…
Funny Birthday Ideas
The 21 Best Ideas for Birthday Party Funny

by admin November 18, 2023

by admin November 18, 2023

The 21 Best Ideas for Birthday Party Funny . When a sappy Trademark birthday celebration card simply…
Rings
The Best Prettiest Wedding Rings

by admin November 18, 2023

by admin November 18, 2023

The Best Prettiest Wedding Rings .Locate the ruby interaction ring or bridal collection of her dreams from…
Gift Ideas For Boyfriend
The Best Ideas for Valentine Day Gift Ideas for Your Boyfriend

by admin November 18, 2023

by admin November 18, 2023

The Best Ideas for Valentine Day Gift Ideas for Your Boyfriend .Possibly his last gift to you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?