Home, Family, Style and Art Ideas

Birthday Card Ideas
Top 22 Candy Bar Birthday Card

by admin October 14, 2024

by admin October 14, 2024

Top 22 Candy Bar Birthday Card .Bulge birthday cards don’t have to include a bundle of balloons.…
Birthday Party Inspirations
The Best Ideas for Fun Things to Do at A Birthday Party

by admin October 13, 2024

by admin October 13, 2024

The Best Ideas for Fun Things to Do at A Birthday Party .Host the Ultimate Bash with…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Travelers

by admin October 13, 2024

by admin October 13, 2024

The top 20 Ideas About Christmas Gift Ideas for Travelers . Whether you’re simply beginning to shop…
Gender Reveal Party Ideas
The top 20 Ideas About Gender Reveal theme Party Ideas

by admin October 13, 2024

by admin October 13, 2024

The top 20 Ideas About Gender Reveal theme Party Ideas . I was at a gender reveal…
Baby Quotes
21 Ideas for Welcome Quotes for New Born Baby Girl

by admin October 13, 2024

by admin October 13, 2024

21 Ideas for Welcome Quotes for New Born Baby Girl .You recognize you re mosting likely to…
Wedding Hairstyles
The Best Ideas for Wedding Black Hairstyles

by admin October 12, 2024

by admin October 12, 2024

The Best Ideas for Wedding Black Hairstyles .Seeking the best hairstyle isn’t that difficult. All you have…
Wedding Rings
The Best Infinity Wedding Ring

by admin October 12, 2024

by admin October 12, 2024

The Best Infinity Wedding Ring .Since your wedding event ring will be worn for the rest of…
Backyard Party Ideas
23 Best Ideas Backyard Carnival Party Ideas

by admin October 12, 2024

by admin October 12, 2024

23 Best Ideas Backyard Carnival Party Ideas .The best sort of yard party has sharp outdoor d…
Bathroom Ideas
20 Perfect Broan Bathroom Exhaust Fan Light

by admin October 12, 2024

by admin October 12, 2024

20 Perfect Broan Bathroom Exhaust Fan Light .Restroom exhaust followers, air flow fans or wall-mount exhaust followers…
Glitter Nails
25 Ideas for Black Nails with Glitter

by admin October 11, 2024

by admin October 11, 2024

25 Ideas for Black Nails with Glitter .This ombre style is excellent for you if you have…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?