Home, Family, Style and Art Ideas

BBQ Recipes
The Best Ideas for N C Bbq Sauce

by admin July 15, 2018

by admin July 15, 2018

The Best Ideas for N C Bbq Sauce .Summer is finally below, and that indicates the grilling…
Freezer-friendly Recipes
The Best Ideas for Healthy Breakfast Burrito Freezer

by admin July 15, 2018

by admin July 15, 2018

The Best Ideas for Healthy Breakfast Burrito Freezer .This recipe solves that problem! The slow cooker keeps…
Holiday Recipes
20 Best Bourbon Holiday Drinks

by admin July 15, 2018

by admin July 15, 2018

20 Best Bourbon Holiday Drinks .Right here, we’ve compiled our all-time favored recipes so that you have…
Best St. Patrick Day Ideas
Top 22 St Patrick's Day Party Invitations

by admin July 15, 2018

by admin July 15, 2018

Top 22 St Patrick&#039;s Day Party Invitations .Descendents of those that came in during the Irish potato…
Best Fathers Day Ideas
20 Best Fathers Day Gifts for Fisherman

by admin July 15, 2018

by admin July 15, 2018

20 Best Fathers Day Gifts for Fisherman .Papas day may be on a Sunday but that does…
Birthday Party Inspirations
30 Of the Best Ideas for Video Game Birthday Party Ideas

by admin July 15, 2018

by admin July 15, 2018

30 Of the Best Ideas for Video Game Birthday Party Ideas .Host the Ultimate Bash with Themed…
Sandwich Recipes
35 Best Ideas tofu Sandwich Recipes

by admin July 14, 2018

by admin July 14, 2018

35 Best Ideas tofu Sandwich Recipes .When a local specialty, the Cajun-inspired catfish po’ kid sandwich has…
Birthday Gift Ideas
20 Ideas for 11 Year Old Birthday Gift Ideas

by admin July 14, 2018

by admin July 14, 2018

20 Ideas for 11 Year Old Birthday Gift Ideas . Decide on in opposition to our broad…
Best Fall Ideas
21 Of the Best Ideas for Diy Fall Wreath Ideas

by admin July 14, 2018

by admin July 14, 2018

21 Of the Best Ideas for Diy Fall Wreath Ideas .@[Among one of the most attractive and…
Halloween Party Ideas
23 Best Ideas Disney Halloween Party Costume Ideas

by admin July 14, 2018

by admin July 14, 2018

23 Best Ideas Disney Halloween Party Costume Ideas . There are lots of Halloween party motifs to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?