Home, Family, Style and Art Ideas

Dessert Recipes
30 Best Ideas Nutella Dessert Recipes

by admin December 7, 2018

by admin December 7, 2018

30 Best Ideas Nutella Dessert Recipes .This simple dessert recipe from Fifty percent Baked Harvest has it…
Kitchen Ideas
30 Stunning Kitchen Cabinet Shelves organizer

by admin December 7, 2018

by admin December 7, 2018

30 Stunning Kitchen Cabinet Shelves organizer .Develop any of these cooking area storage space projects and also…
Gift Ideas For Boyfriend
The 25 Best Ideas for 18th Birthday Gift Ideas Boyfriend

by admin December 7, 2018

by admin December 7, 2018

The 25 Best Ideas for 18th Birthday Gift Ideas Boyfriend .If your man’s looking for an awesome,…
Beautiful Nails
The 20 Best Ideas for Pretty Nails Branford Ct

by admin December 6, 2018

by admin December 6, 2018

The 20 Best Ideas for Pretty Nails Branford Ct .Our one-of-a-kind solutions consist of late evenings, loyalty…
Nail Colors
22 Of the Best Ideas for Nail Colors Trending now

by admin December 6, 2018

by admin December 6, 2018

22 Of the Best Ideas for Nail Colors Trending now .When taking into consideration the chillier season,…
Romantic Quotes
The 23 Best Ideas for Romantic Movie Quotes

by admin December 6, 2018

by admin December 6, 2018

The 23 Best Ideas for Romantic Movie Quotes .The point is that love provides us a ringside…
Bedroom Ideas
30 Inspirational Rustic King Size Bedroom Sets

by admin December 6, 2018

by admin December 6, 2018

30 Inspirational Rustic King Size Bedroom Sets .Transforming your master collection? Integrating typical silhouettes with rustic details,…
Kitchen Ideas
30 Cute Kitchen Appliance organizer

by admin December 6, 2018

by admin December 6, 2018

30 Cute Kitchen Appliance organizer .From food prep to amusing to cleanup, our kitchen area collection assists…
Low Carb Recipes
The top 25 Ideas About Low Carb Dinners for Family

by admin December 5, 2018

by admin December 5, 2018

The top 25 Ideas About Low Carb Dinners for Family .A low-carb diet can offer numerous wellness…
Keto Recipes
The 21 Best Ideas for Keto Diet Results before and after

by admin December 5, 2018

by admin December 5, 2018

The 21 Best Ideas for Keto Diet Results before and after .Keto bread definitely doesn’t have the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?