Home, Family, Style and Art Ideas

Coloring Pages For Kids
25 Ideas for Printable Coloring Pages for Kids Animals

by admin September 8, 2018

by admin September 8, 2018

25 Ideas for Printable Coloring Pages for Kids Animals .Coloring pages the simplest means to relax your…
Nail Ideas
23 Of the Best Ideas for Bridesmaid Nail Ideas

by admin September 8, 2018

by admin September 8, 2018

23 Of the Best Ideas for Bridesmaid Nail Ideas .Today’s emphasis, nonetheless, takes us into the globe…
Duck Recipes
The top 23 Ideas About Roasted Duck Recipes Jamie Oliver

by admin September 8, 2018

by admin September 8, 2018

The top 23 Ideas About Roasted Duck Recipes Jamie Oliver .Make sure to totally defrost your duck…
Birthday Invitation Ideas
The 25 Best Ideas for Construction Birthday Invitations

by admin September 8, 2018

by admin September 8, 2018

The 25 Best Ideas for Construction Birthday Invitations . There are so many various ways to commemorate…
Baby Room Décor
20 Best Baby Decor for Nursery

by admin September 8, 2018

by admin September 8, 2018

20 Best Baby Decor for Nursery .Think about making use of a baby crib that exchanges infant…
Thank You Gift Ideas
The Best Referral Thank You Gift Ideas

by admin September 7, 2018

by admin September 7, 2018

The Best Referral Thank You Gift Ideas . If you’re seeking a terrific gift to state ‘Thank…
DIY Gift Ideas
30 Best Ideas Diy Gifts with Mason Jars

by admin September 7, 2018

by admin September 7, 2018

30 Best Ideas Diy Gifts with Mason Jars . Yet there is an additional means! You can…
Bathroom Ideas
20 Best Colors for A Bathroom

by admin September 7, 2018

by admin September 7, 2018

20 Best Colors for A Bathroom .Before picking washroom color schemes, it s an excellent suggestion to…
Leadership Quotes
22 Best Ideas Presidential Quotes On Leadership

by admin September 7, 2018

by admin September 7, 2018

22 Best Ideas Presidential Quotes On Leadership .When you’re in the trenches of leading teams as well…
Best Fathers Day Ideas
Top 20 Walmart Fathers Day Gifts

by admin September 7, 2018

by admin September 7, 2018

Top 20 Walmart Fathers Day Gifts .It’s specifically why it’s up to you to provide your hubby…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?