Home, Family, Style and Art Ideas

Bachelorette Party Ideas
The Best Nashville Bachelorette Party Ideas

by admin November 1, 2018

by admin November 1, 2018

The Best Nashville Bachelorette Party Ideas . If you are just one of those individuals who needs…
DIY Box Ideas
20 Of the Best Ideas for Sandbox Plans Diy

by admin November 1, 2018

by admin November 1, 2018

20 Of the Best Ideas for Sandbox Plans Diy .The present box ideas shared here today are…
Coloring Pages For Kids
25 Ideas for Coloring Pages for Kids Christian

by admin October 31, 2018

by admin October 31, 2018

25 Ideas for Coloring Pages for Kids Christian . Coloring is an extremely fun for any ages:…
Coloring Pages for Children
21 Of the Best Ideas for Valentines Day Coloring Pages for Kids

by admin October 31, 2018

by admin October 31, 2018

21 Of the Best Ideas for Valentines Day Coloring Pages for Kids .Super coloring – totally free…
Holiday Party Ideas
The Best Ideas for Preschool Holiday Party Ideas

by admin October 31, 2018

by admin October 31, 2018

The Best Ideas for Preschool Holiday Party Ideas . A holiday celebration that amuses from top to…
Best St. Patrick Day Ideas
The Best Ideas for Traditional St. Patrick's Day Food

by admin October 31, 2018

by admin October 31, 2018

The Best Ideas for Traditional St. Patrick&#039;s Day Food .So with tongue in cheek every American that…
Anniversary Quotes
Top 22 Anniversary Funny Quotes

by admin October 31, 2018

by admin October 31, 2018

Top 22 Anniversary Funny Quotes . Wedding anniversary quotes to treasure as well as express joy all…
Bedroom Ideas
30 Awesome Rustic Bedroom Designs

by admin October 31, 2018

by admin October 31, 2018

30 Awesome Rustic Bedroom Designs .Making over your master collection? Combining standard shapes with rustic details, this…
Super Bowl Recipes
23 Of the Best Ideas for Slow Cooker Super Bowl Recipes

by admin October 31, 2018

by admin October 31, 2018

23 Of the Best Ideas for Slow Cooker Super Bowl Recipes .There’s constantly area for desserts at…
Kids Fashion Ideas
The top 24 Ideas About Kids Fashion 2020

by admin October 31, 2018

by admin October 31, 2018

The top 24 Ideas About Kids Fashion 2020 .The Ultimate guide to infant garments Dressing up babies…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?