Home, Family, Style and Art Ideas

Anniversary Gift Ideas
The Best Ideas for Traditional Wedding Anniversary Gift Ideas

by admin September 9, 2018

by admin September 9, 2018

The Best Ideas for Traditional Wedding Anniversary Gift Ideas .Please your cherished spouse by gifting a beautiful…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas for 8 Year Old Boy

by admin September 9, 2018

by admin September 9, 2018

The top 21 Ideas About Best Gift Ideas for 8 Year Old Boy .To the ultimate coffee…
DIY Baby Shower Ideas
20 Of the Best Ideas for Diy Baby Pictures

by admin September 9, 2018

by admin September 9, 2018

20 Of the Best Ideas for Diy Baby Pictures . Utilizing an individualized story book as a…
Baby Room Décor
20 Of the Best Ideas for Whale Baby Decor

by admin September 9, 2018

by admin September 9, 2018

20 Of the Best Ideas for Whale Baby Decor .This is a room we developed for Jaeden.…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for 17 Year Old Boy

by admin September 9, 2018

by admin September 9, 2018

The top 20 Ideas About Christmas Gift Ideas for 17 Year Old Boy . For a Do…
Anniversary Gift Ideas
Best 20 50th Anniversary Gift Ideas for Parents

by admin September 9, 2018

by admin September 9, 2018

Best 20 50th Anniversary Gift Ideas for Parents .Please your cherished partner by gifting a stunning personalized…
DIY Craft for Preschoolers Ideas
The Best My Family Craft Ideas for Preschool

by admin September 9, 2018

by admin September 9, 2018

The Best My Family Craft Ideas for Preschool . Daily Recreation has a number of cute crafts…
Female Hairstyles
25 Ideas for Hispanic Hairstyles Female

by admin September 9, 2018

by admin September 9, 2018

25 Ideas for Hispanic Hairstyles Female .This hairstyle is suggested for women with long and also oblong…
Baby Room Décor
20 Best Baby Airplane Decor

by admin September 8, 2018

by admin September 8, 2018

20 Best Baby Airplane Decor .This is a bedroom we developed for Jaeden. It s my preferred…
Bathroom Ideas
35 Beautiful Home Depot Bathroom Mirrors Cabinets

by admin September 8, 2018

by admin September 8, 2018

35 Beautiful Home Depot Bathroom Mirrors Cabinets .The ending up touch to any bathroom is the perfect…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?