Home, Family, Style and Art Ideas

Kitchen Ideas
21 Stylish Rustic Kitchen Buffets

by admin July 16, 2018

by admin July 16, 2018

21 Stylish Rustic Kitchen Buffets .You don’t have to live in the nation or the mountains to…
Wedding Dresses
The 20 Best Ideas for Mermaid Dress Wedding

by admin July 16, 2018

by admin July 16, 2018

The 20 Best Ideas for Mermaid Dress Wedding .Are you ready to obtain wed? For many ladies,…
Birthday Quote Ideas
35 Best Funny 40th Birthday Quotes

by admin July 16, 2018

by admin July 16, 2018

35 Best Funny 40th Birthday Quotes .Sending birthday introductions has actually ended up being a required tradition…
Inspirational Quotes
24 Best Ideas Inspirational Quotes for Girls

by admin July 16, 2018

by admin July 16, 2018

24 Best Ideas Inspirational Quotes for Girls . This is a quote that can come in convenient…
Kids Room Ideas
25 Beautiful Kids Indoor Playground Equipment

by admin July 16, 2018

by admin July 16, 2018

25 Beautiful Kids Indoor Playground Equipment .School holidays or not, when the children have to play, it’s…
Birthday Invitation Ideas
25 Best Circus Birthday Party Invitations

by admin July 16, 2018

by admin July 16, 2018

25 Best Circus Birthday Party Invitations . Whether you’re intending a birthday event for your little one…
Beautiful Nails
The top 20 Ideas About Pretty Pink Nails

by admin July 16, 2018

by admin July 16, 2018

The top 20 Ideas About Pretty Pink Nails .Attractive Nails & Body Hair salon brings an unique,…
Wedding Rings
The Best Hilary Duff Wedding Ring

by admin July 15, 2018

by admin July 15, 2018

The Best Hilary Duff Wedding Ring .Wedding rings can be found in numerous different products. One of…
Coloring Pages for Children
21 Best Ideas Baby Princess Coloring Pages

by admin July 15, 2018

by admin July 15, 2018

21 Best Ideas Baby Princess Coloring Pages .We have some truly wonderful coloring web pages for this…
Retirement Party Ideas
Best 22 Retirement Party Gifts Ideas

by admin July 15, 2018

by admin July 15, 2018

Best 22 Retirement Party Gifts Ideas . To intend a retired life party, beginning by distributing a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?