Home, Family, Style and Art Ideas

Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 7 Year Old Girl

by admin July 16, 2018

by admin July 16, 2018

20 Ideas for Birthday Gift Ideas for 7 Year Old Girl .If you’re after a exclusive birthday…
Graduation Party Ideas
35 Ideas for Blue and White Graduation Party Ideas

by admin July 16, 2018

by admin July 16, 2018

35 Ideas for Blue and White Graduation Party Ideas . Offer your grad a grand send-off by…
Fathers Day Gift Ideas
22 Of the Best Ideas for Homemade Father's Day Gift Ideas

by admin July 16, 2018

by admin July 16, 2018

22 Of the Best Ideas for Homemade Father&#039;s Day Gift Ideas . If your daddy is all…
Birthday Gift Inspirations
24 Ideas for Birthday Gifts for Mom Ideas

by admin July 16, 2018

by admin July 16, 2018

24 Ideas for Birthday Gifts for Mom Ideas . Certain, your birthday celebration woman loves her share…
Best Cinco de Mayo Ideas
The top 22 Ideas About Cinco De Mayo Menu Ideas

by admin July 16, 2018

by admin July 16, 2018

The top 22 Ideas About Cinco De Mayo Menu Ideas .Affix your invite with a bow or…
Best Memorial Day Ideas
The 23 Best Ideas for Memorial Day Potluck Ideas

by admin July 16, 2018

by admin July 16, 2018

The 23 Best Ideas for Memorial Day Potluck Ideas .Memorial Day is an unique occasion in which…
Love Quotes
Top 20 Newly Found Love Quotes

by admin July 16, 2018

by admin July 16, 2018

Top 20 Newly Found Love Quotes . When you have found the a single person that makes…
Bob Hairstyles
Best 20 Bobby Pin Hairstyles

by admin July 16, 2018

by admin July 16, 2018

Best 20 Bobby Pin Hairstyles .The most popular bob hairstyles, running the fad of bobs, are upside…
Love Quotes
20 Ideas for Sappy Love Quotes

by admin July 16, 2018

by admin July 16, 2018

20 Ideas for Sappy Love Quotes . When you have located the one person that makes your…
Party Food Ideas
24 Ideas for Food Ideas for Office Party

by admin July 16, 2018

by admin July 16, 2018

24 Ideas for Food Ideas for Office Party .@[Chips and also dip is always a party favored,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?