Home, Family, Style and Art Ideas

Instant Pot Recipes
Best 25 Instant Pot Acorn Squash

by admin December 13, 2018

by admin December 13, 2018

Best 25 Instant Pot Acorn Squash .These Instant Pot recipes are about to conserve you from hunger…
Landscape Ideas
20 Sensational Sustainable Landscape Designs

by admin December 12, 2018

by admin December 12, 2018

20 Sensational Sustainable Landscape Designs .A huge water basin is the focal point of this Islamic-style courtyard…
Instant Pot Recipes
25 Of the Best Ideas for Instant Pot whole Cauliflower

by admin December 12, 2018

by admin December 12, 2018

25 Of the Best Ideas for Instant Pot whole Cauliflower .These Instant Pot recipes are about to…
Coloring Pages For Kids
Top 25 Coloring Pages Kids.com

by admin December 12, 2018

by admin December 12, 2018

Top 25 Coloring Pages Kids.com .Coloring pages the most convenient way to soothe your youngster. While your…
Smoothie Recipes
The top 23 Ideas About Healthy Vegetable Smoothies

by admin December 12, 2018

by admin December 12, 2018

The top 23 Ideas About Healthy Vegetable Smoothies .Shakes can make a healthy breakfast if you have…
Dessert Recipes
The top 30 Ideas About Golden Corral Desserts

by admin December 11, 2018

by admin December 11, 2018

The top 30 Ideas About Golden Corral Desserts .5 ingredients and 15 mins is all it requires…
Motivational Quotes
30 Ideas for Strength Motivational Quotes

by admin December 11, 2018

by admin December 11, 2018

30 Ideas for Strength Motivational Quotes . What is it concerning inspirational quotes that make them so…
Living Room Ideas
20 Elegant Navy Blue Walls Living Room

by admin December 11, 2018

by admin December 11, 2018

20 Elegant Navy Blue Walls Living Room .The areas were extra. Because our client’s enjoyable design is…
Rings
The Best Ideas for Macy's Diamond Earrings Sale

by admin December 11, 2018

by admin December 11, 2018

The Best Ideas for Macy&#039;s Diamond Earrings Sale .A ring for today and also all of your…
Vegetarian Recipes
The Best Vegetarian Taco Recipes

by admin December 10, 2018

by admin December 10, 2018

The Best Vegetarian Taco Recipes .I lately made your lentil soup and also can’t claim sufficient excellent…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?