Home, Family, Style and Art Ideas

Easter Party Ideas
The 30 Best Ideas for Easter Kid Party Ideas

by admin July 17, 2018

by admin July 17, 2018

The 30 Best Ideas for Easter Kid Party Ideas .Whether you have a small celebration or a…
Kids Room Ideas
25 Inspiring Kids Indoor Playground

by admin July 17, 2018

by admin July 17, 2018

25 Inspiring Kids Indoor Playground .Rather of maintaining them homebound, let them run riot in an interior…
Thank You Gift Ideas
The Best Ideas for Thank You Gift Ideas for Boss

by admin July 17, 2018

by admin July 17, 2018

The Best Ideas for Thank You Gift Ideas for Boss .When a special someone exceeds and also…
Glitter Nails
The Best Ideas for Silver Glitter Coffin Nails

by admin July 17, 2018

by admin July 17, 2018

The Best Ideas for Silver Glitter Coffin Nails .This ombre layout is ideal for you if you…
Cute Hairstyles
22 Of the Best Ideas for Cute Hairstyles for Prom

by admin July 17, 2018

by admin July 17, 2018

22 Of the Best Ideas for Cute Hairstyles for Prom .Treating your hair with premium quality hair…
Wedding Hairstyles
20 Best Wedding Hairstyles Ideas

by admin July 17, 2018

by admin July 17, 2018

20 Best Wedding Hairstyles Ideas .It ought to be kept in mind that altering to a brief…
Cool Hairstyles
The Best Cool Hairstyles for Little Girls

by admin July 17, 2018

by admin July 17, 2018

The Best Cool Hairstyles for Little Girls .Amazing hairstyles for ladies include emo hairstyles and also celeb…
Wedding Veils
The top 25 Ideas About Etsy Wedding Veils

by admin July 17, 2018

by admin July 17, 2018

The top 25 Ideas About Etsy Wedding Veils .Just how long you intend on wearing your veil…
Natural Hairstyles
24 Best Natural Black Hairstyle

by admin July 17, 2018

by admin July 17, 2018

24 Best Natural Black Hairstyle .Since our tresses become part of our body, it requires nurturance as…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for Stepmom

by admin July 17, 2018

by admin July 17, 2018

20 Best Ideas Birthday Gift Ideas for Stepmom . Select towards our wide variety of creative gift…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?