Home, Family, Style and Art Ideas

Bedroom Ideas
23 Stunning Desk for Small Bedroom

by admin August 14, 2018

by admin August 14, 2018

23 Stunning Desk for Small Bedroom .Calling all tiny space residents! Large city homes, classic residence layouts,…
Funny Quotes
The 25 Best Ideas for Funny Beatles Quotes

by admin August 14, 2018

by admin August 14, 2018

The 25 Best Ideas for Funny Beatles Quotes . I do not believe that you can give…
Birthday Quote Ideas
35 Ideas for 50th Birthday Quotes for Mom

by admin August 14, 2018

by admin August 14, 2018

35 Ideas for 50th Birthday Quotes for Mom . Our web site uses a multitude of the…
Marriage Quotes
The 25 Best Ideas for Young Marriage Quotes

by admin August 14, 2018

by admin August 14, 2018

The 25 Best Ideas for Young Marriage Quotes . Early in my life, I had a broken…
Bathroom Ideas
35 Spectacular Bathroom Door Mirror

by admin August 14, 2018

by admin August 14, 2018

35 Spectacular Bathroom Door Mirror .If you seem like you can never ever have adequate mirrors for…
Chocolate Recipes
Best 22 Ghirardelli Chocolate Cake

by admin August 13, 2018

by admin August 13, 2018

Best 22 Ghirardelli Chocolate Cake .This chocolate cake recipe with coffee advises me of my granny due…
Kids Room Décor Ideas
Best 23 Kids Small Bedroom Ideas

by admin August 13, 2018

by admin August 13, 2018

Best 23 Kids Small Bedroom Ideas .Give your youngster’s room a remodeling that is sure to turn…
Pool Ideas
30 Fabulous Above Ground Swimming Pool Heaters

by admin August 13, 2018

by admin August 13, 2018

30 Fabulous Above Ground Swimming Pool Heaters .Standard-Series over ground swimming pools have been the go-to for…
Thanksgiving Quotes
The Best Ideas for Thanksgiving Quotes Food

by admin August 13, 2018

by admin August 13, 2018

The Best Ideas for Thanksgiving Quotes Food .” I think that is a better thing than thanksgiving:…
DIY Wood Ideas
The 21 Best Ideas for Diy Plywood Floors

by admin August 13, 2018

by admin August 13, 2018

The 21 Best Ideas for Diy Plywood Floors . Timber is an extremely functional product it can…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?