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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Paint Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
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      • Bob Hairstyles
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      • Best 4th of July Ideas
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  • Pins

    Best 23 Pins Design

    by admin November 9, 2018
    by admin November 9, 2018

    Best 23 Pins Design .There s no much better way to cheer up your collar than with…

  • Cool Hairstyles

    The 20 Best Ideas for Cool Comb Over Haircuts

    by admin November 8, 2018
    by admin November 8, 2018

    The 20 Best Ideas for Cool Comb Over Haircuts .Amazing hairstyles for girls consist of emo hairstyles…

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    by admin November 8, 2018

    25 Best Ideas Diy Hair Treatments for Growth . Using these DIY hair masks will condition your…

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    23 Best Ideas Short to Long Hair Cut

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    by admin November 8, 2018

    23 Best Ideas Short to Long Hair Cut .It is also important, specifically with lengthy hair considering…

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    20 Ideas for Quotes About Reading to Kids

    by admin November 8, 2018
    by admin November 8, 2018

    20 Ideas for Quotes About Reading to Kids .Individuals from every walk of life have something to…

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    Best 22 Cute Dutch Braid Hairstyles

    by admin November 8, 2018
    by admin November 8, 2018

    Best 22 Cute Dutch Braid Hairstyles .Adorable Hairstyles For Brief Hair include kicky cool to really expert…

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    Best 23 Anime Hairstyles Tutorial

    by admin November 8, 2018
    by admin November 8, 2018

    Best 23 Anime Hairstyles Tutorial .Normally, the most essential personalities of the tale will have wild spikes…

  • Thank You Gift Ideas

    21 Ideas for Thank You Gift Ideas for Friends

    by admin November 7, 2018
    by admin November 7, 2018

    21 Ideas for Thank You Gift Ideas for Friends . If you’re looking for a terrific gift…

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    The Best Ideas for Dinner Party Meals Ideas

    by admin November 7, 2018
    by admin November 7, 2018

    The Best Ideas for Dinner Party Meals Ideas .We’ve put together a collection of supper party ideas,…

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    21 Ideas for Baby Baby Baby Movie Quote

    by admin November 7, 2018
    by admin November 7, 2018

    21 Ideas for Baby Baby Baby Movie Quote .A lot of us undervalue how difficult it is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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