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Gifts for Kids
The 22 Best Ideas for Easter Gifts for Children

by admin July 19, 2018

by admin July 19, 2018

The 22 Best Ideas for Easter Gifts for Children .Seeking something a little more particular? We likewise…
Graduation Quotes
Top 20 Graduation Motivational Quotes

by admin July 19, 2018

by admin July 19, 2018

Top 20 Graduation Motivational Quotes . Below are some amusing graduation quotes to keep things loose.” Garry…
DIY Crafts for Kids
22 Ideas for Prayer Craft for Kids

by admin July 19, 2018

by admin July 19, 2018

22 Ideas for Prayer Craft for Kids .Dream Catchers could show up challenging, but if you follow…
DIY Craft for Preschoolers Ideas
Top 25 Art and Craft Ideas for Preschoolers

by admin July 19, 2018

by admin July 19, 2018

Top 25 Art and Craft Ideas for Preschoolers . Given that springtime is the moment for revival…
Braid Hairstyles
21 Ideas for African Braids Hairstyles

by admin July 19, 2018

by admin July 19, 2018

21 Ideas for African Braids Hairstyles .This kind of braid entails using hair expansions and also is…
Birthday Party Inspirations
Best 30 Fun Places to Go for A Teenage Birthday Party

by admin July 19, 2018

by admin July 19, 2018

Best 30 Fun Places to Go for A Teenage Birthday Party .Host the Ultimate Celebration with Themed…
Bob Hairstyles
20 Ideas for Long Bob Hairstyles with Bangs

by admin July 19, 2018

by admin July 19, 2018

20 Ideas for Long Bob Hairstyles with Bangs .Amongst all the latest trends in hairstyles bob cut…
DIY Christmas Ideas
Top 24 Diy Gift for Mom Christmas

by admin July 19, 2018

by admin July 19, 2018

Top 24 Diy Gift for Mom Christmas .Whip up a set of body butter for an elegant…
Baby Shower Gift Ideas
Best 30 Gift Table Ideas for Baby Shower

by admin July 19, 2018

by admin July 19, 2018

Best 30 Gift Table Ideas for Baby Shower .It s a creature, it s a bathroom mitt,…
Lighting Ideas
22 Terrific Small Kitchen Pendant Lights

by admin July 19, 2018

by admin July 19, 2018

22 Terrific Small Kitchen Pendant Lights .Lighting is an easy way to make a big difference in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?