Home, Family, Style and Art Ideas

Cheese Recipes
The 20 Best Ideas for Garlic Bread with Cheese

by admin August 18, 2018

by admin August 18, 2018

The 20 Best Ideas for Garlic Bread with Cheese .Remove the frying pan from the warmth as…
Best Labor Day Ideas
Top 24 Labor Day Gifts

by admin August 18, 2018

by admin August 18, 2018

Top 24 Labor Day Gifts .As the first Monday of September expands closer, the prepare for our…
Recipes for Kids
The Best Baby Friendly Recipes

by admin August 17, 2018

by admin August 17, 2018

The Best Baby Friendly Recipes .When your kids start showing an interest in food preparation, you’ll love…
Female Hairstyles
25 Ideas for African American Female Hairstyles

by admin August 17, 2018

by admin August 17, 2018

25 Ideas for African American Female Hairstyles .Female hairstyle is something that can differ in several ways.…
Birthday Wishes Ideas
25 Ideas for Funny 21st Birthday Wishes

by admin August 17, 2018

by admin August 17, 2018

25 Ideas for Funny 21st Birthday Wishes . Birthdays are amongst the most renowned occasions of our…
Coloring Pages for Children
The top 21 Ideas About Kids Flower Coloring Pages

by admin August 17, 2018

by admin August 17, 2018

The top 21 Ideas About Kids Flower Coloring Pages .Have as well as come enjoyable with free…
Turkey Recipes
35 Best Turkey Cranberry Salad

by admin August 17, 2018

by admin August 17, 2018

35 Best Turkey Cranberry Salad .When your turkey is cooked through, transfer it to a marble reducing…
Baby Shower Gifts
The Best Gift Baskets for New Baby Girl

by admin August 17, 2018

by admin August 17, 2018

The Best Gift Baskets for New Baby Girl .Everyday needs: Diapers, baby diaper lotion, child wipes, pacifiers,…
DIY Kit Ideas
The 23 Best Ideas for Diy Stereo Tube Amp Kits

by admin August 17, 2018

by admin August 17, 2018

The 23 Best Ideas for Diy Stereo Tube Amp Kits .Doing not have alternate techniques of fire…
Baby Room Décor
20 Ideas for Diy Baby Shower Decorations for Boys

by admin August 17, 2018

by admin August 17, 2018

20 Ideas for Diy Baby Shower Decorations for Boys .This is a bed room we developed for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?