Home, Family, Style and Art Ideas

Kitchen Ideas
20 Excellent Menards Kitchen Backsplash Tile

by admin January 9, 2019

by admin January 9, 2019

20 Excellent Menards Kitchen Backsplash Tile . Due to the fact that its smaller sized scale implies…
Birthday Party Ideas
21 Ideas for Princess and Knight Birthday Party Ideas

by admin January 9, 2019

by admin January 9, 2019

21 Ideas for Princess and Knight Birthday Party Ideas .First Birthday Celebration Ideas >> Barnyard First Birthday…
Wedding Hairstyles
23 Best Ideas Wedding Hairstyles for Dark Hair

by admin January 9, 2019

by admin January 9, 2019

23 Best Ideas Wedding Hairstyles for Dark Hair .It should be noted that changing to a short…
High Fiber Recipes
The 24 Best Ideas for Fiber In Mashed Potatoes

by admin January 8, 2019

by admin January 8, 2019

The 24 Best Ideas for Fiber In Mashed Potatoes .High-Fiber Recipes Muffins, healthy smoothies, and also dish…
Wedding Hairstyles
23 Best Elegant Hairstyles for Weddings

by admin January 8, 2019

by admin January 8, 2019

23 Best Elegant Hairstyles for Weddings .It should be kept in mind that transforming to a brief…
Paleo Recipes
22 Best Ideas Pumpkin Bread Paleo

by admin January 8, 2019

by admin January 8, 2019

22 Best Ideas Pumpkin Bread Paleo .The Paleo Diet plan likewise almost totally gets rid of sugar…
Wedding Shoes
24 Best Affordable Wedding Shoes

by admin January 7, 2019

by admin January 7, 2019

24 Best Affordable Wedding Shoes .Another favorite wedding shoe is the round toe footwear. Generally, there are…
Glitter Nails
25 Of the Best Ideas for Acrylic Nails with Glitter

by admin January 7, 2019

by admin January 7, 2019

25 Of the Best Ideas for Acrylic Nails with Glitter .For nails that shine brighter than Bellatrix’s…
Diabetic Recipes
The Best Ideas for Can Diabetics Eat Hot Dogs

by admin January 7, 2019

by admin January 7, 2019

The Best Ideas for Can Diabetics Eat Hot Dogs .This must offer you a healthy as well…
Wedding Shoes
Best 24 Sparkly Shoes for Wedding

by admin January 7, 2019

by admin January 7, 2019

Best 24 Sparkly Shoes for Wedding .The bride can additionally choose wedge shoes to wear throughout the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?