Home, Family, Style and Art Ideas

Nail Art
The top 21 Ideas About softball Nail Art

by admin September 26, 2018

by admin September 26, 2018

The top 21 Ideas About softball Nail Art .There are the standards, like pumpkins as well as…
Valentines Day Gift Ideas
Best 35 Valentines Day 2020 Gift Ideas

by admin September 25, 2018

by admin September 25, 2018

Best 35 Valentines Day 2020 Gift Ideas .You’re not a fundamental person. That indicates when February 14…
Easter Party Ideas
Best 30 Easter Food Party Ideas

by admin September 24, 2018

by admin September 24, 2018

Best 30 Easter Food Party Ideas .Whether you have a small event or a huge family affair,…
Coloring Pages For Boys
The Best Ideas for Free Coloring Pages Boys

by admin September 24, 2018

by admin September 24, 2018

The Best Ideas for Free Coloring Pages Boys . Coloring pages the simplest means to relax your…
Girls Hairstyle
Best 24 Girls Hairstyle for Long Hair

by admin September 24, 2018

by admin September 24, 2018

Best 24 Girls Hairstyle for Long Hair .There are hundreds of popular little girl hairstyles that you…
Love Quotes
20 Best Love Quotes From Disney Movies

by admin September 24, 2018

by admin September 24, 2018

20 Best Love Quotes From Disney Movies . When you have located the someone that makes your…
Anklets
The top 20 Ideas About Anklet Infinity

by admin September 24, 2018

by admin September 24, 2018

The top 20 Ideas About Anklet Infinity .Anklets were worn as an everyday accessory by Egyptian females…
DIY Craft for Preschoolers Ideas
25 Best Ideas Easy Art Activities Preschoolers

by admin September 24, 2018

by admin September 24, 2018

25 Best Ideas Easy Art Activities Preschoolers .Prepare to take arts ‘n’ crafts to the next degree.…
Valentines Day Gift Ideas
The 35 Best Ideas for Romantic Gift Ideas for Him Valentines Day

by admin September 24, 2018

by admin September 24, 2018

The 35 Best Ideas for Romantic Gift Ideas for Him Valentines Day .You’re not a standard individual.…
Baby Quotes
21 Ideas for Quotes About Newborn Baby Girls

by admin September 24, 2018

by admin September 24, 2018

21 Ideas for Quotes About Newborn Baby Girls .You know you re mosting likely to have a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?