Home, Family, Style and Art Ideas

Halloween Recipes
22 Ideas for Halloween Pumpkin Cookies

by admin July 22, 2018

by admin July 22, 2018

22 Ideas for Halloween Pumpkin Cookies .When you’ve ended up changing the residence into a haunted manor…
Bedroom Ideas
24 Fancy Master Bedroom Bedding Sets

by admin July 21, 2018

by admin July 21, 2018

24 Fancy Master Bedroom Bedding Sets .We’re willing to wager you invest one of the most time…
DIY Wood Ideas
21 Best Plywood Table top Diy

by admin July 21, 2018

by admin July 21, 2018

21 Best Plywood Table top Diy .Timber is one of the most flexible products out there. With…
Beautiful Nails
The 20 Best Ideas for Beautiful Nails sonoma

by admin July 21, 2018

by admin July 21, 2018

The 20 Best Ideas for Beautiful Nails sonoma .Our specialist as well as welcoming team make it…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 12 Yr Old Girl

by admin July 21, 2018

by admin July 21, 2018

The top 20 Ideas About Birthday Gift Ideas for 12 Yr Old Girl . So, if yourself…
Best Winter Ideas
The Best Ideas for Winter Park Activities

by admin July 21, 2018

by admin July 21, 2018

The Best Ideas for Winter Park Activities .Winter wedding celebrations can be really enchanting events. Right here…
Positive Quotes
35 Best Positive Quote Images

by admin July 21, 2018

by admin July 21, 2018

35 Best Positive Quote Images .These sensible and gorgeous words from your preferred positive thinkers will certainly…
Printable Coloring Pages
Best 21 Free Printable Valentines Day Coloring Pages

by admin July 21, 2018

by admin July 21, 2018

Best 21 Free Printable Valentines Day Coloring Pages .Coloring pages the simplest means to soothe your kid.…
Gift Ideas For Girls
24 Best Cool Gift Ideas for Teen Girls

by admin July 21, 2018

by admin July 21, 2018

24 Best Cool Gift Ideas for Teen Girls . Females love surprises, particularly gifts. Therefore, spoil your…
Coloring Pages for Children
21 Of the Best Ideas for Baby Pig Coloring Pages

by admin July 21, 2018

by admin July 21, 2018

21 Of the Best Ideas for Baby Pig Coloring Pages .Super coloring – totally free printable tinting…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?