Home, Family, Style and Art Ideas

Best Valentines Day Ideas
The Best Cute Valentines Day Card Ideas

by admin September 27, 2018

by admin September 27, 2018

The Best Cute Valentines Day Card Ideas .Yes, the wonderful day is close. I mean Valentines Day.…
Inspirational Quotes
Top 24 Gandhi Inspirational Quotes

by admin September 27, 2018

by admin September 27, 2018

Top 24 Gandhi Inspirational Quotes .Put life in point of view with with some brief yet sage…
Best 4th of July Ideas
The top 20 Ideas About Independence Day Party

by admin September 26, 2018

by admin September 26, 2018

The top 20 Ideas About Independence Day Party .If you’re searching for some imaginative 4th of July…
Easy Hairstyles
21 Of the Best Ideas for Easy Hairstyle for Medium Hair

by admin September 26, 2018

by admin September 26, 2018

21 Of the Best Ideas for Easy Hairstyle for Medium Hair .This stylish and also advanced hairstyle…
DIY Kit Ideas
Best 23 Diy Rain Barrel Kit

by admin September 26, 2018

by admin September 26, 2018

Best 23 Diy Rain Barrel Kit .Lacking alternate approaches of fire illumination, the Zippo Emergency Situation Fire…
DIY Dog Ideas
22 Of the Best Ideas for Diy Dog Crate Bed

by admin September 26, 2018

by admin September 26, 2018

22 Of the Best Ideas for Diy Dog Crate Bed .It’s component toy, part reward, with a…
Coloring Pages for Children
21 Ideas for Summer Coloring Pages for Kids Printable

by admin September 26, 2018

by admin September 26, 2018

21 Ideas for Summer Coloring Pages for Kids Printable .Vacations Coloring Pages Oh what enjoyable the holidays…
Body Jewelry
23 Best Ideas Body Jewelry Earrings

by admin September 26, 2018

by admin September 26, 2018

23 Best Ideas Body Jewelry Earrings .With the increasing costs of silver as well as gold, precious…
Nail Designs
The 20 Best Ideas for Acrylic Nail Designs Galleries

by admin September 26, 2018

by admin September 26, 2018

The 20 Best Ideas for Acrylic Nail Designs Galleries .If you are looking for a subdued gel…
Nail Art
The 21 Best Ideas for Nail Art Images Step by Step

by admin September 26, 2018

by admin September 26, 2018

The 21 Best Ideas for Nail Art Images Step by Step .There are the standards, like pumpkins…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?