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DIY Wedding Ideas
21 Ideas for Succulent Wedding Bouquet Diy

by admin July 23, 2018

by admin July 23, 2018

21 Ideas for Succulent Wedding Bouquet Diy .From DIY wedding event invitations to wedding celebration centerpieces, do-it-yourself…
Bracelets
21 Ideas for Custom Name Bracelets

by admin July 23, 2018

by admin July 23, 2018

21 Ideas for Custom Name Bracelets .Meticulously crafted from premium metals, our versatile arm bands profile an…
Bachelorette Party Ideas
22 Of the Best Ideas for Portsmouth Nh Bachelorette Party Ideas

by admin July 23, 2018

by admin July 23, 2018

22 Of the Best Ideas for Portsmouth Nh Bachelorette Party Ideas . If you are one of…
Mens Hairstyles
25 Best Mens 1950s Hairstyles

by admin July 23, 2018

by admin July 23, 2018

25 Best Mens 1950s Hairstyles .Hairstyles are every bit as vital for men as it is for…
Wedding Cakes
Best 23 Wedding Cakes Shreveport

by admin July 23, 2018

by admin July 23, 2018

Best 23 Wedding Cakes Shreveport .As brides, we want that reaction to our wedding cakes. The appropriate…
Air Fryer Recipes
20 Best Air Fryer Chicken Fajitas

by admin July 23, 2018

by admin July 23, 2018

20 Best Air Fryer Chicken Fajitas .The cherished air fryer allows you make french fries, duh, without…
Graduation Party Ideas
35 Best Crazy Graduation Party Ideas

by admin July 23, 2018

by admin July 23, 2018

35 Best Crazy Graduation Party Ideas . Provide your graduate a grand send-off by having visitors write…
Beach Wedding
The Best Beach Weddings In Florida

by admin July 23, 2018

by admin July 23, 2018

The Best Beach Weddings In Florida .I think the majority of us who intend a coastline wedding…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Mother's Day Craft Ideas for Preschoolers

by admin July 23, 2018

by admin July 23, 2018

25 Of the Best Ideas for Mother&#039;s Day Craft Ideas for Preschoolers .Prepare to take arts ‘n’…
Best Valentines Day Ideas
The top 20 Ideas About Happy Valentines Day Best Friend Quotes

by admin July 23, 2018

by admin July 23, 2018

The top 20 Ideas About Happy Valentines Day Best Friend Quotes .Yes, the charming day is close.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?