Home, Family, Style and Art Ideas

Wedding Gowns
23 Best Ideas Plus Wedding Gowns

by admin July 23, 2018

by admin July 23, 2018

23 Best Ideas Plus Wedding Gowns .It is suggested to use your picked lingerie for your wedding…
Birthday Decoration Ideas
The Best Ideas for Mickey Mouse Birthday Decoration Ideas

by admin July 23, 2018

by admin July 23, 2018

The Best Ideas for Mickey Mouse Birthday Decoration Ideas .Girls’ Birthday Materials Choose from 70+ birthday celebration…
Kids Room Ideas
35 Fascinating Kids Bathroom Art

by admin July 23, 2018

by admin July 23, 2018

35 Fascinating Kids Bathroom Art .Any kind of moms and dad recognizes that when you have several…
Funny Birthday Ideas
The 21 Best Ideas for Birthday Cards for Friends Funny

by admin July 23, 2018

by admin July 23, 2018

The 21 Best Ideas for Birthday Cards for Friends Funny . Invite to our collection of amusing…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas for Male Teachers

by admin July 23, 2018

by admin July 23, 2018

Top 35 Valentine Gift Ideas for Male Teachers .You’re not a basic individual. That indicates when February…
Positive Quotes
The 35 Best Ideas for Positive Teacher Quotes

by admin July 23, 2018

by admin July 23, 2018

The 35 Best Ideas for Positive Teacher Quotes . Keep your thoughts favorable, because your ideas become…
Kitchen Ideas
20 Stunning Small Kitchen Renovation Ideas

by admin July 23, 2018

by admin July 23, 2018

20 Stunning Small Kitchen Renovation Ideas .A small kitchen can still have a big character. Enter this…
Gender Reveal Party Ideas
The Best Ideas for Gender Reveal Party theme Ideas

by admin July 23, 2018

by admin July 23, 2018

The Best Ideas for Gender Reveal Party theme Ideas .One of the most interesting parts of being…
Wedding Colors
24 Ideas for Wedding Color Schemes for Fall

by admin July 23, 2018

by admin July 23, 2018

24 Ideas for Wedding Color Schemes for Fall .Sometimes wedding event shade ideas are tough to select…
Braid Hairstyles
The top 21 Ideas About Dutch Braid Hairstyles

by admin July 23, 2018

by admin July 23, 2018

The top 21 Ideas About Dutch Braid Hairstyles .Braid hairstyles are adorable and hot, as well as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?