Home, Family, Style and Art Ideas

Best Christmas Ideas
The Best Ideas for Christmas Gift Under $25

by admin July 24, 2018

by admin July 24, 2018

The Best Ideas for Christmas Gift Under $25 .Infants can be talented a range of things throughout…
Holiday Gift Ideas
22 Ideas for Holiday Gift Ideas for the Wife

by admin July 24, 2018

by admin July 24, 2018

22 Ideas for Holiday Gift Ideas for the Wife .Our annual gift guides aim to make vacation…
Sheet Pan Dinner Recipes
The top 25 Ideas About Easy Sheet Pan Dinners

by admin July 24, 2018

by admin July 24, 2018

The top 25 Ideas About Easy Sheet Pan Dinners .Skip the messy procedure of frying eggplant and…
Wedding Bands
The Best Ideas for Simple Wedding Bands

by admin July 24, 2018

by admin July 24, 2018

The Best Ideas for Simple Wedding Bands .My husband and also I looked for our bands online,…
Nail Ideas
23 Of the Best Ideas for Plain Nail Ideas

by admin July 24, 2018

by admin July 24, 2018

23 Of the Best Ideas for Plain Nail Ideas .Today’s focus, nonetheless, takes us right into the…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for 30th Birthday

by admin July 24, 2018

by admin July 24, 2018

The top 20 Ideas About Gift Ideas for 30th Birthday . So, if by yourself are moving…
Braid Hairstyles
21 Best Ideas Feed In Braids Hairstyles

by admin July 24, 2018

by admin July 24, 2018

21 Best Ideas Feed In Braids Hairstyles .This type of braid includes using hair expansions and is…
Graduation Quotes
20 Best Graduation 2016 Quotes

by admin July 23, 2018

by admin July 23, 2018

20 Best Graduation 2016 Quotes . Right here are some funny graduation quotes to keep things loose.”…
Coloring Pages For Girls
The Best Lego Girls Coloring Pages

by admin July 23, 2018

by admin July 23, 2018

The Best Lego Girls Coloring Pages . In this category we gathered the best coloring pages for…
Male Hairstyles
24 Best Ideas Manga Male Hairstyles

by admin July 23, 2018

by admin July 23, 2018

24 Best Ideas Manga Male Hairstyles .What numerous hair stylists are advising today is that you maintain…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?