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Birthday Party Inspirations
The Best Ideas for Giraffe Birthday Party

by admin October 2, 2018

by admin October 2, 2018

The Best Ideas for Giraffe Birthday Party . 1st Birthday Suggestions >> Barnyard First Birthday Celebration Party…
Mothers Day Quotes
The top 35 Ideas About Quotes About Mother

by admin October 2, 2018

by admin October 2, 2018

The top 35 Ideas About Quotes About Mother .Mommy’s Day is the unique season when you reach…
Birthday Gift Ideas
The Best Gift Ideas for Womans 60th Birthday

by admin October 2, 2018

by admin October 2, 2018

The Best Gift Ideas for Womans 60th Birthday . Make your mind up in opposition to our…
Birthday Invitation Ideas
The 25 Best Ideas for 40th Birthday Invitation Ideas

by admin October 2, 2018

by admin October 2, 2018

The 25 Best Ideas for 40th Birthday Invitation Ideas . There are many various methods to commemorate…
Braid Hairstyles
21 Best Ideas Braid Hairstyles for Women

by admin October 2, 2018

by admin October 2, 2018

21 Best Ideas Braid Hairstyles for Women .This sort of pigtail entails the use of hair expansions…
Birthday Decoration Ideas
23 Of the Best Ideas for Snoopy Birthday Decorations

by admin October 1, 2018

by admin October 1, 2018

23 Of the Best Ideas for Snoopy Birthday Decorations .Women’ Birthday Materials Pick From 70+ birthday patterns…
Wedding Favors
Best 21 Wine Wedding Favors

by admin October 1, 2018

by admin October 1, 2018

Best 21 Wine Wedding Favors .Just how to make wedding event favors? There is even more view…
Garage Ideas
23 Extraordinary Garage Door Monitor

by admin October 1, 2018

by admin October 1, 2018

23 Extraordinary Garage Door Monitor .You’ll discover lots of options for solitary garage doors, double garage doors,…
Best 4th of July Ideas
Top 20 Fourth Of July Food Pinterest

by admin October 1, 2018

by admin October 1, 2018

Top 20 Fourth Of July Food Pinterest .If you’re searching for some innovative 4th of July event…
Best Spring Ideas
The top 23 Ideas About Spring Ideas Instagram

by admin October 1, 2018

by admin October 1, 2018

The top 23 Ideas About Spring Ideas Instagram .As a result, it pertains to not a surprise…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?