Home, Family, Style and Art Ideas

Birthday Gift Ideas
Best 20 4 Yr Old Boy Birthday Gift Ideas

by admin November 25, 2023

by admin November 25, 2023

Best 20 4 Yr Old Boy Birthday Gift Ideas . Birthday Gifts If you’re following a exceptional…
DIY Craft for Preschoolers Ideas
The top 25 Ideas About March Craft Ideas for Preschool

by admin November 25, 2023

by admin November 25, 2023

The top 25 Ideas About March Craft Ideas for Preschool . Given that springtime is the moment…
Best St. Patrick Day Ideas
The top 22 Ideas About St. Patrick's Day Craft

by admin November 24, 2023

by admin November 24, 2023

The top 22 Ideas About St. Patrick&#039;s Day Craft .With tongue in cheek every American that suches…
Printable Coloring Pages
The Best Mini Mouse Printable Coloring Pages

by admin November 24, 2023

by admin November 24, 2023

The Best Mini Mouse Printable Coloring Pages . Coloring pages and printables for children of all agesThe…
Family Quotes
The Best Ideas for True Family Quotes

by admin November 24, 2023

by admin November 24, 2023

The Best Ideas for True Family Quotes .Family members is one of the most important, if not…
Printable Coloring Pages
21 Of the Best Ideas for Free Printable Batman Coloring Pages

by admin November 24, 2023

by admin November 24, 2023

21 Of the Best Ideas for Free Printable Batman Coloring Pages .Coloring pages the simplest way to…
DIY Organizer Ideas
The Best Ideas for Diy Bedroom organization

by admin November 23, 2023

by admin November 23, 2023

The Best Ideas for Diy Bedroom organization . You ll locate a lot below as well as…
Baby Shower Gift Ideas
30 Of the Best Ideas for Baby Girl Baptism Gift Ideas

by admin November 23, 2023

by admin November 23, 2023

30 Of the Best Ideas for Baby Girl Baptism Gift Ideas .It s a puppet, it s…
Male Hairstyles
24 Best Ideas Different Hairstyles for Black Males

by admin November 23, 2023

by admin November 23, 2023

24 Best Ideas Different Hairstyles for Black Males .What lots of hairstylists are advising today is that…
Nail Ideas
Best 23 Classy Nail Ideas

by admin November 23, 2023

by admin November 23, 2023

Best 23 Classy Nail Ideas .A little of glimmer never ever hurt any person, as well as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?