Home, Family, Style and Art Ideas

Casserole Recipes
24 Ideas for Vegetarian Green Bean Casserole

by admin February 2, 2019

by admin February 2, 2019

24 Ideas for Vegetarian Green Bean Casserole .Early casserole recipes consisted of rice that was pounded, pressed,…
Beef Recipes
The Best Cornbeef and Cabbage Recipe

by admin February 1, 2019

by admin February 1, 2019

The Best Cornbeef and Cabbage Recipe .Ground beef, Italian sausage, beans, as well as a tomato base…
Curly Hairstyles
25 Best Summer Curly Hairstyles

by admin February 1, 2019

by admin February 1, 2019

25 Best Summer Curly Hairstyles .You can use this shampoo in the shower as your swirls of…
Wedding Decorations
22 Ideas for Church Wedding Decorations Ideas Pews

by admin February 1, 2019

by admin February 1, 2019

22 Ideas for Church Wedding Decorations Ideas Pews .If you are a new bride with enough time…
Casserole Recipes
The Best Ideas for Unstuffed Cabbage Roll Casserole

by admin February 1, 2019

by admin February 1, 2019

The Best Ideas for Unstuffed Cabbage Roll Casserole .I made this tonight and also it turned out…
Slow Cooker Recipes
Top 21 Steel Cut Oats Slow Cooker Recipes

by admin February 1, 2019

by admin February 1, 2019

Top 21 Steel Cut Oats Slow Cooker Recipes .If your slow-cooker isn’t already your preferred thing ever…
Anniversary Gift Ideas
Best 20 29th Wedding Anniversary Gift Ideas

by admin February 1, 2019

by admin February 1, 2019

Best 20 29th Wedding Anniversary Gift Ideas .Please your cherished partner by gifting a lovely individualized cake…
Living Room Ideas
22 Smart Rustic Elegant Living Room

by admin January 31, 2019

by admin January 31, 2019

22 Smart Rustic Elegant Living Room .Rustic style is a prominent interior design especially suited to individuals…
Living Room Ideas
20 Lovely Feature Wall Living Room

by admin January 31, 2019

by admin January 31, 2019

20 Lovely Feature Wall Living Room .Wall d cor – consisting of wall art, wall surface accents,…
Kitchen Ideas
20 Fantastic Painted Kitchen Backsplash

by admin January 31, 2019

by admin January 31, 2019

20 Fantastic Painted Kitchen Backsplash .How It’s DoneRun 4 x 4-inch white tiles in a diagonal layout…

1
…
1,657
1,658
1,659
1,660
1,661
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?