Home, Family, Style and Art Ideas

Wedding Gift Ideas
The Best Ideas for Wedding Return Gift Ideas

by admin December 16, 2018

by admin December 16, 2018

The Best Ideas for Wedding Return Gift Ideas .A collection of baggage is an excellent gift for…
Valentine's Day Recipes
The top 20 Ideas About Martha Stewart Valentine Sugar Cookies

by admin December 16, 2018

by admin December 16, 2018

The top 20 Ideas About Martha Stewart Valentine Sugar Cookies .Consuming Richly + Cookies & Cups Sure,…
Backyard Party Ideas
Best 23 Minnie Mouse Backyard Party Ideas

by admin December 16, 2018

by admin December 16, 2018

Best 23 Minnie Mouse Backyard Party Ideas .The very best kind of backyard celebration has sharp outside…
Mens Hairstyles
Top 25 Popular Mens Hairstyles

by admin December 15, 2018

by admin December 15, 2018

Top 25 Popular Mens Hairstyles .The brief service cut. This has actually always remained in. Every Person…
Kitchen Ideas
20 Of the Hottest Rustic Backsplashes for Kitchen

by admin December 15, 2018

by admin December 15, 2018

20 Of the Hottest Rustic Backsplashes for Kitchen .When you’re talking kitchen backsplash ideas, it does not…
Gift Ideas For Boyfriend
25 Best Ideas Football Gift Ideas for Boyfriend

by admin December 15, 2018

by admin December 15, 2018

25 Best Ideas Football Gift Ideas for Boyfriend . If you are the crafty or DIY kind,…
Outdoor Ideas
25 Unique Outdoor Patio Kitchen Designs

by admin December 15, 2018

by admin December 15, 2018

25 Unique Outdoor Patio Kitchen Designs .While outside grilling is good, it is not the only alternative…
Love Quotes
Best 20 Jamaican Love Quotes

by admin December 15, 2018

by admin December 15, 2018

Best 20 Jamaican Love Quotes .I make blunders, I am out of control and also at times…
Casserole Recipes
The Best Cabbage Casserole Recipe

by admin December 15, 2018

by admin December 15, 2018

The Best Cabbage Casserole Recipe .If you haven’t found the beauty of covered dishes yet, prepare to…
Casserole Recipes
The Best Ideas for Chicken Casseroles with Noodles

by admin December 14, 2018

by admin December 14, 2018

The Best Ideas for Chicken Casseroles with Noodles .I made this tonight and it transformed out terrific.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?