Home, Family, Style and Art Ideas

Jewelry Sets
The top 25 Ideas About Diamond Wedding Ring Sets for Her

by admin July 26, 2018

by admin July 26, 2018

The top 25 Ideas About Diamond Wedding Ring Sets for Her .Fashion jewelry collections make an outstanding…
Birthday Wishes Ideas
25 Best Happy Birthday Wishes for A Best Friend

by admin July 26, 2018

by admin July 26, 2018

25 Best Happy Birthday Wishes for A Best Friend .Sending out birthday introductions has come to be…
Kids Room Décor Ideas
23 Ideas for Kids Room Com

by admin July 26, 2018

by admin July 26, 2018

23 Ideas for Kids Room Com .The tones presented on this website are a measure as well…
DIY Hair Ideas
25 Best Diy Bangs for Long Hair

by admin July 26, 2018

by admin July 26, 2018

25 Best Diy Bangs for Long Hair .Every new bride fantasizes regarding having her ideal hair day…
Bedroom Ideas
22 Fantastic Home Depot Bedroom Lights

by admin July 26, 2018

by admin July 26, 2018

22 Fantastic Home Depot Bedroom Lights .When it involves enhancing the room, lighting is commonly forgotten in…
Coloring Pages For Girls
The Best Coloring Pages for Older Girls

by admin July 26, 2018

by admin July 26, 2018

The Best Coloring Pages for Older Girls . In this group we accumulated the most effective coloring…
Nail Designs
The 20 Best Ideas for How to Do Nail Designs

by admin July 26, 2018

by admin July 26, 2018

The 20 Best Ideas for How to Do Nail Designs .If you are looking for a restrained…
Coloring Pages For Boys
Best 30 Rowdyruff Boys Coloring Pages

by admin July 26, 2018

by admin July 26, 2018

Best 30 Rowdyruff Boys Coloring Pages .Young boys do not weep. They are figured out, daring, caring,…
Kids Room Décor Ideas
The Best Kids Room Valance

by admin July 26, 2018

by admin July 26, 2018

The Best Kids Room Valance .What did your area look like when you were a kid? Check-out…
Nail Art
Best 21 Nail Art Kit Full Set

by admin July 26, 2018

by admin July 26, 2018

Best 21 Nail Art Kit Full Set .When the intense white shades of summer have vanished from…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?