Home, Family, Style and Art Ideas

Nail Art
Top 21 Spring Nail Art

by admin July 27, 2018

by admin July 27, 2018

Top 21 Spring Nail Art .Nail art is an imaginative way to repaint, decorate, boost, and embellish…
Graduation Party Ideas
The 35 Best Ideas for Male Graduation Party Ideas

by admin July 27, 2018

by admin July 27, 2018

The 35 Best Ideas for Male Graduation Party Ideas . Provide your grad a grand send-off by…
Little Girl Hairstyles
20 Best Ideas Best Little Girl Haircuts

by admin July 27, 2018

by admin July 27, 2018

20 Best Ideas Best Little Girl Haircuts .There are thousands of prominent little woman hairstyles that you…
Birthday Party Inspirations
The Best Ideas for Hulk Birthday Party Supplies

by admin July 27, 2018

by admin July 27, 2018

The Best Ideas for Hulk Birthday Party Supplies .Host the Ultimate Bash with Themed Birthday Celebration Party…
Baby Quotes
21 Best Good Morning Baby Quotes for Him

by admin July 27, 2018

by admin July 27, 2018

21 Best Good Morning Baby Quotes for Him .After that, you recognize that you didn t have…
Birthday Quote Ideas
The Best Ideas for Birthday Sex Quotes

by admin July 27, 2018

by admin July 27, 2018

The Best Ideas for Birthday Sex Quotes . These birthday celebration quotes are a great location to…
Natural Hairstyles
The 24 Best Ideas for Natural Cornrow Hairstyles

by admin July 27, 2018

by admin July 27, 2018

The 24 Best Ideas for Natural Cornrow Hairstyles .There are a lot of vices like smoking cigarettes…
Landscape Ideas
25 Charming Outdoor Landscape with Stones

by admin July 27, 2018

by admin July 27, 2018

25 Charming Outdoor Landscape with Stones .We have all the landscape design materials you require to make…
Birthday Invitation Ideas
25 Best Princess Birthday Invitations

by admin July 26, 2018

by admin July 26, 2018

25 Best Princess Birthday Invitations .If you’re intending an unique birthday celebration for your youngster, distinct birthday…
Summer Recipes
The Best Light Summer Dinners

by admin July 26, 2018

by admin July 26, 2018

The Best Light Summer Dinners .The most effective period of year is finally right here. Delight in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?