Home, Family, Style and Art Ideas

Relationship Quotes
The 30 Best Ideas for Confused Relationship Quote

by admin February 6, 2019

by admin February 6, 2019

The 30 Best Ideas for Confused Relationship Quote . All relationships go via heck, real connections obtain…
Valentines Day Gift Ideas
Best 35 Valentine Homemade Gift Ideas

by admin February 5, 2019

by admin February 5, 2019

Best 35 Valentine Homemade Gift Ideas .You’re not a fundamental individual. That suggests when February 14 rolls…
Weight-Loss Recipes
The top 22 Ideas About Apple Cider Vinegar Weight Loss Reviews

by admin February 4, 2019

by admin February 4, 2019

The top 22 Ideas About Apple Cider Vinegar Weight Loss Reviews .After obtaining residence from work or…
Kitchen Ideas
20 Amazing Farmhouse Kitchen Backsplash Ideas

by admin February 4, 2019

by admin February 4, 2019

20 Amazing Farmhouse Kitchen Backsplash Ideas .How It’s DoneRun 4 x 4-inch white tiles in a diagonal…
Wedding Decorations
22 Best Wedding Reception Decoration

by admin February 4, 2019

by admin February 4, 2019

22 Best Wedding Reception Decoration .Standard design can pass for other normal occasions. However, for a wedding,…
Valentines Day Gift Ideas
35 Best Ideas Latest Valentine Gift Ideas

by admin February 3, 2019

by admin February 3, 2019

35 Best Ideas Latest Valentine Gift Ideas .You’re not a fundamental person. That implies when February 14…
Wedding Gift Ideas
20 Best Gift Ideas for A Wedding

by admin February 2, 2019

by admin February 2, 2019

20 Best Gift Ideas for A Wedding . And after that obviously, there are just the Enjoyable…
DIY Organizer Ideas
Best 30 Jewelry organization Diy

by admin February 2, 2019

by admin February 2, 2019

Best 30 Jewelry organization Diy . You ll find so much here and all the web links…
Backyard Ideas
35 Charming Backyard Race Track

by admin February 2, 2019

by admin February 2, 2019

35 Charming Backyard Race Track .If you’re unsure where to start with your yard remodel, why not…
Vegan Recipes
The Best Black Vegan Recipes

by admin February 2, 2019

by admin February 2, 2019

The Best Black Vegan Recipes .You can browse my vegan recipe index to see every one of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?