Home, Family, Style and Art Ideas

Birthday Party Inspirations
The 30 Best Ideas for Batman Birthday Party

by admin October 8, 2018

by admin October 8, 2018

The 30 Best Ideas for Batman Birthday Party . First Birthday Suggestions >> Barnyard First Birthday Party…
Best Valentines Day Ideas
20 Ideas for Famous Valentines Day Quotes

by admin October 8, 2018

by admin October 8, 2018

20 Ideas for Famous Valentines Day Quotes .There are thousands of valentine day concepts to choose from…
Cute Hairstyles
22 Best Ideas Cute Wedding Guest Hairstyles

by admin October 8, 2018

by admin October 8, 2018

22 Best Ideas Cute Wedding Guest Hairstyles .Treating your hair with high quality hair shampoos as well…
Birthday Recipes
Top 23 Birthday Cake Popcorn Recipe

by admin October 8, 2018

by admin October 8, 2018

Top 23 Birthday Cake Popcorn Recipe .To make certain your sprays hold on limited to the glass,…
Women Hairstyles
20 Best Ideas Pompadour Hairstyle Women

by admin October 8, 2018

by admin October 8, 2018

20 Best Ideas Pompadour Hairstyle Women .Short hair design has actually been attempted by every woman at…
Little Girl Hairstyles
20 Best Little Girl Two Strand Twist Hairstyles

by admin October 8, 2018

by admin October 8, 2018

20 Best Little Girl Two Strand Twist Hairstyles .For little women with medium hair sizes you have…
Beach Party Ideas
35 Of the Best Ideas for Birthday Party Ideas In Myrtle Beach Sc

by admin October 7, 2018

by admin October 7, 2018

35 Of the Best Ideas for Birthday Party Ideas In Myrtle Beach Sc .Order some mason jars,…
Coloring Pages For Girls
Best 25 Detailed Coloring Pages for Girls

by admin October 7, 2018

by admin October 7, 2018

Best 25 Detailed Coloring Pages for Girls .Coloring is a super enjoyable for any ages: for kids…
Wedding Rings
The 22 Best Ideas for Untraditional Wedding Rings

by admin October 7, 2018

by admin October 7, 2018

The 22 Best Ideas for Untraditional Wedding Rings .Prior to you and also your fianc set foot…
Gift Basket Ideas
The Best Ideas for Get Well Gift Basket Ideas after Surgery

by admin October 7, 2018

by admin October 7, 2018

The Best Ideas for Get Well Gift Basket Ideas after Surgery .Naturally, you can fill a gift…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?