Home, Family, Style and Art Ideas

Quotes for Kids
20 Best Ideas Inspiration Quotes for Children

by admin July 28, 2018

by admin July 28, 2018

20 Best Ideas Inspiration Quotes for Children .Individuals from every profession have something to say about youngsters.…
DIY Wood Ideas
The Best Diy Wood Slab Centerpieces

by admin July 27, 2018

by admin July 27, 2018

The Best Diy Wood Slab Centerpieces . If you ve constantly had a thing for Tumblr-like backgrounds…
Anniversary Gift Ideas
20 Best Gift Ideas for 30th Anniversary

by admin July 27, 2018

by admin July 27, 2018

20 Best Gift Ideas for 30th Anniversary .On this day, you realize what a gift it was…
Family Quotes
23 Best Family forever Quotes

by admin July 27, 2018

by admin July 27, 2018

23 Best Family forever Quotes .Household is one of the most crucial, if not the most crucial…
Retirement Party Ideas
The Best Ideas for Ideas for Retirement Party Games

by admin July 27, 2018

by admin July 27, 2018

The Best Ideas for Ideas for Retirement Party Games . To intend a retired life party, begin…
Bachelorette Party Ideas
The Best Bachelorette Party Ideas Virginia Beach

by admin July 27, 2018

by admin July 27, 2018

The Best Bachelorette Party Ideas Virginia Beach . If you are one of those people that has…
Nail Colors
22 Of the Best Ideas for Nail Colors for Fair Skin

by admin July 27, 2018

by admin July 27, 2018

22 Of the Best Ideas for Nail Colors for Fair Skin .Juicy reds are rocketing up the…
Wedding Favors
21 Ideas for Diy Wedding Favors Ideas

by admin July 27, 2018

by admin July 27, 2018

21 Ideas for Diy Wedding Favors Ideas .Just how much should you invest in wedding celebration prefers?…
Pool Party Ideas
23 Ideas for Best Pool Party Ideas

by admin July 27, 2018

by admin July 27, 2018

23 Ideas for Best Pool Party Ideas . For a more classy shindig, take into consideration throwing…
Birthday Decoration Ideas
Best 23 Gold and Pink Birthday Decorations

by admin July 27, 2018

by admin July 27, 2018

Best 23 Gold and Pink Birthday Decorations . Balloons can be one of one of the most…

1
…
1,655
1,656
1,657
1,658
1,659
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?