Home, Family, Style and Art Ideas

Birthday Card Ideas
22 Ideas for Monkey Birthday Cards

by admin August 29, 2018

by admin August 29, 2018

22 Ideas for Monkey Birthday Cards . Make your birthday celebration welcoming stand out when you produce…
Wedding Shoes
The Best Silver Wedge Shoes for Wedding

by admin August 29, 2018

by admin August 29, 2018

The Best Silver Wedge Shoes for Wedding .One more much-loved wedding shoe is the round toe shoes.…
Best 4th of July Ideas
The top 20 Ideas About Fourth Of July Paper Crafts

by admin August 29, 2018

by admin August 29, 2018

The top 20 Ideas About Fourth Of July Paper Crafts .As July rolls nearby, thoughts of producing…
Fathers Day Gift Ideas
The 22 Best Ideas for Father's Day Gift Ideas for Church

by admin August 29, 2018

by admin August 29, 2018

The 22 Best Ideas for Father&#039;s Day Gift Ideas for Church .Papa claims he is carefree as…
Birthday Gift Inspirations
24 Best Homemade Birthday Gifts for Boyfriend

by admin August 29, 2018

by admin August 29, 2018

24 Best Homemade Birthday Gifts for Boyfriend . Certain, your birthday celebration woman loves her share of…
Bridesmaid Hairstyles
The top 21 Ideas About African American Bridesmaid Hairstyles

by admin August 29, 2018

by admin August 29, 2018

The top 21 Ideas About African American Bridesmaid Hairstyles .Females who are planning their weddings want their…
Best Summer Ideas
Top 21 Crocheting Ideas for Summer

by admin August 29, 2018

by admin August 29, 2018

Top 21 Crocheting Ideas for Summer .Many institutions around the nation are out for a summertime vacation…
Gifts for Kids
22 Of the Best Ideas for Kids Camping Gifts

by admin August 29, 2018

by admin August 29, 2018

22 Of the Best Ideas for Kids Camping Gifts .There are great deals of ways for children…
Curly Hairstyles
Best 25 Haircuts for Semi Curly Hair

by admin August 29, 2018

by admin August 29, 2018

Best 25 Haircuts for Semi Curly Hair .Just remember that when you have a long-term, it has…
Prom Hairstyles
21 Best Ideas Prom Hairstyles

by admin August 29, 2018

by admin August 29, 2018

21 Best Ideas Prom Hairstyles .You likewise have to take into consideration the shape of your face…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?