Home, Family, Style and Art Ideas

Birthday Invitation Ideas
25 Ideas for Invitation for Birthday

by admin July 29, 2018

by admin July 29, 2018

25 Ideas for Invitation for Birthday . There are a lot of various methods to commemorate your…
Kids Room Décor Ideas
23 Of the Best Ideas for Chalkboard Paint Kids Room

by admin July 29, 2018

by admin July 29, 2018

23 Of the Best Ideas for Chalkboard Paint Kids Room .When it comes to designing your kid’s…
Coloring Pages For Girls
25 Best the Golden Girls Coloring Book

by admin July 29, 2018

by admin July 29, 2018

25 Best the Golden Girls Coloring Book . In this group we collected the best coloring pages…
Bedroom Ideas
23 Luxury Small Bedroom with Desk

by admin July 29, 2018

by admin July 29, 2018

23 Luxury Small Bedroom with Desk . When decorating little bedrooms, among the best methods to maximise…
Graduation Party Ideas
The 35 Best Ideas for Outdoor High School Graduation Party Ideas

by admin July 29, 2018

by admin July 29, 2018

The 35 Best Ideas for Outdoor High School Graduation Party Ideas .Despite if you consider yourself an…
Birthday Quote Ideas
35 Best Ideas Celebrate Birthday Quotes

by admin July 29, 2018

by admin July 29, 2018

35 Best Ideas Celebrate Birthday Quotes . These birthday celebration quotes are a fantastic area to start,…
Coloring Pages For Girls
The Best Ideas for Coloring Pages for Girls Games

by admin July 29, 2018

by admin July 29, 2018

The Best Ideas for Coloring Pages for Girls Games . In this group, you will certainly locate…
Slow Cooker Recipes
Top 21 Red Beans and Rice Recipes Slow Cooker

by admin July 29, 2018

by admin July 29, 2018

Top 21 Red Beans and Rice Recipes Slow Cooker .The slow cooker is not simply reliable for…
Bachelorette Party Ideas
The Best Ideas for Appropriate Bachelorette Party Ideas

by admin July 29, 2018

by admin July 29, 2018

The Best Ideas for Appropriate Bachelorette Party Ideas . If you are just one of those people…
Gifts for Kids
22 Ideas for Christmas Gift for Kids 2020

by admin July 28, 2018

by admin July 28, 2018

22 Ideas for Christmas Gift for Kids 2020 .Not just do these bikes supply a smooth flight…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?