Home, Family, Style and Art Ideas

Pins
Top 23 Pins Instagram

by admin October 12, 2018

by admin October 12, 2018

Top 23 Pins Instagram .There s no far better way to cheer up your collar than with…
Easter Party Ideas
Top 30 Kindergarten Easter Party Food Ideas

by admin October 12, 2018

by admin October 12, 2018

Top 30 Kindergarten Easter Party Food Ideas .Whether you have a little celebration or a big household…
Earrings
Top 24 Yellow Diamond Earrings

by admin October 12, 2018

by admin October 12, 2018

Top 24 Yellow Diamond Earrings .Jewelry for ladies are like seasonings for food. There are numerous brand-new…
Best Labor Day Ideas
24 Ideas for Labor Day Cakes Ideas

by admin October 12, 2018

by admin October 12, 2018

24 Ideas for Labor Day Cakes Ideas .As the initial Monday of September expands more detailed, the…
Party Food Ideas
Top 24 1st Birthday Party Food Ideas Recipes

by admin October 12, 2018

by admin October 12, 2018

Top 24 1st Birthday Party Food Ideas Recipes .@[Chips and also dip is always a party favorite,…
Nail Art
21 Of the Best Ideas for Nail Art Accessories

by admin October 12, 2018

by admin October 12, 2018

21 Of the Best Ideas for Nail Art Accessories .When the intense white tones of summer season…
Best Memorial Day Ideas
23 Best Memorial Day Sayings Quotes

by admin October 12, 2018

by admin October 12, 2018

23 Best Memorial Day Sayings Quotes .There are certain vacations within our culture that we generally take…
Coloring Pages For Girls
The top 25 Ideas About Coloring Pages for Girls Hard

by admin October 11, 2018

by admin October 11, 2018

The top 25 Ideas About Coloring Pages for Girls Hard .Supercoloring.com is a super enjoyable for all…
Beautiful Nails
The Best Pretty Nails Deerfield Il

by admin October 11, 2018

by admin October 11, 2018

The Best Pretty Nails Deerfield Il .Gorgeous Nails & Body Beauty salon brings an unique, indulgent and…
Anniversary Gift Ideas
20 Of the Best Ideas for Gift Ideas for 50th Anniversary Couple

by admin October 11, 2018

by admin October 11, 2018

20 Of the Best Ideas for Gift Ideas for 50th Anniversary Couple .Please your precious spouse by…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?