Home, Family, Style and Art Ideas

Best Cinco de Mayo Ideas
The Best Ideas for Cinco De Mayo Party songs

by admin October 13, 2018

by admin October 13, 2018

The Best Ideas for Cinco De Mayo Party songs .Cinco de Mayo is the ideal event for…
Nail Ideas
The top 23 Ideas About Turquoise Nail Ideas

by admin October 13, 2018

by admin October 13, 2018

The top 23 Ideas About Turquoise Nail Ideas .Once the brilliant white tones of summer season have…
Curly Hairstyles
The 25 Best Ideas for Curly Wavy Hairstyles Men

by admin October 13, 2018

by admin October 13, 2018

The 25 Best Ideas for Curly Wavy Hairstyles Men .You can use this shampoo in the shower…
Wedding Flowers
23 Best Ideas Flower Crown Wedding Hair

by admin October 12, 2018

by admin October 12, 2018

23 Best Ideas Flower Crown Wedding Hair .While consulting the floral designer do not obtain discouraged if…
DIY Outdoor Ideas
The Best Diy Wall Fountain Outdoor

by admin October 12, 2018

by admin October 12, 2018

The Best Diy Wall Fountain Outdoor .Summer season is the period for appreciating every little thing outdoors…
Relationship Quotes
30 Best Ideas A Relationship Quotes

by admin October 12, 2018

by admin October 12, 2018

30 Best Ideas A Relationship Quotes .Well, in those moments, you could most likely utilize some much-needed…
Birthday Gift Inspirations
24 Ideas for Sister Birthday Gift

by admin October 12, 2018

by admin October 12, 2018

24 Ideas for Sister Birthday Gift . Certain, your birthday lady loves her share of cake and…
Nail Ideas
The Best Ideas for New Nail Ideas

by admin October 12, 2018

by admin October 12, 2018

The Best Ideas for New Nail Ideas .When the bright white tones of summer have actually vanished…
Bedroom Ideas
30 top Rustic King Bedroom Sets

by admin October 12, 2018

by admin October 12, 2018

30 top Rustic King Bedroom Sets .Making over your master collection? Incorporating traditional silhouettes with rustic information,…
Brooches
The top 22 Ideas About Brooches Cute

by admin October 12, 2018

by admin October 12, 2018

The top 22 Ideas About Brooches Cute .Sparkling crystals embellish these likes costume jewelry brooch pins so…

1
…
1,651
1,652
1,653
1,654
1,655
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?