Home, Family, Style and Art Ideas

Positive Quotes
35 Of the Best Ideas for Positive Quote for today

by admin October 13, 2018

by admin October 13, 2018

35 Of the Best Ideas for Positive Quote for today . Maintain your ideas positive, due to…
Nail Ideas
23 Of the Best Ideas for Cute Christmas Nail Ideas

by admin October 13, 2018

by admin October 13, 2018

23 Of the Best Ideas for Cute Christmas Nail Ideas .Today’s focus, however, takes us into the…
Landscape Ideas
30 Brilliant Landscape Paintings for Sale

by admin October 13, 2018

by admin October 13, 2018

30 Brilliant Landscape Paintings for Sale .Landscape paint, also understood as landscape art, is the depiction of…
Kitchen Ideas
20 Inexpensive Small Black Kitchen island

by admin October 13, 2018

by admin October 13, 2018

20 Inexpensive Small Black Kitchen island .This small kitchen suggestion approves the industrial feelings many thanks to…
Best Pi Day Ideas
21 Ideas for Pi Day Food Deals

by admin October 13, 2018

by admin October 13, 2018

21 Ideas for Pi Day Food Deals .What is p anyhow? Separate any type of circle s…
Jewelry Sets
25 Best Ideas Indian Bridal Jewelry Sets Online

by admin October 13, 2018

by admin October 13, 2018

25 Best Ideas Indian Bridal Jewelry Sets Online .Each silver precious jewelry established found in the Trademark…
Birthday Gift Inspirations
The 24 Best Ideas for 12 Year Old Boy Birthday Gifts

by admin October 13, 2018

by admin October 13, 2018

The 24 Best Ideas for 12 Year Old Boy Birthday Gifts . Certain, you can select something…
Kid-friendly Recipes
23 Best Ideas Fast Kid Friendly Dinners

by admin October 13, 2018

by admin October 13, 2018

23 Best Ideas Fast Kid Friendly Dinners .This is a crispy, splendidly pleasing salad that is wonderful…
Nail Art
21 Ideas for Foot Nail Art

by admin October 13, 2018

by admin October 13, 2018

21 Ideas for Foot Nail Art .There are the classics, like pumpkins as well as charming deer,…
Funny Quotes
The top 25 Ideas About Funny Goth Quotes

by admin October 13, 2018

by admin October 13, 2018

The top 25 Ideas About Funny Goth Quotes . We’re in this life, and also if you’re…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?