Home, Family, Style and Art Ideas

Backyard Party Ideas
The top 23 Ideas About Backyard Engagement Party Decoration Ideas Africa

by admin January 12, 2019

by admin January 12, 2019

The top 23 Ideas About Backyard Engagement Party Decoration Ideas Africa .The very best kind of backyard…
Wedding Hairstyles
23 Best Ideas Curly Wedding Hairstyles for Short Hair

by admin January 12, 2019

by admin January 12, 2019

23 Best Ideas Curly Wedding Hairstyles for Short Hair .It should be noted that changing to a…
DIY Home Decoration Ideas
22 Best Girl Room Decor Diy

by admin January 12, 2019

by admin January 12, 2019

22 Best Girl Room Decor Diy .When choosing your DIY home tasks, don t neglect seasonal as…
Living Room Ideas
22 Dreamy Red sofa Living Room Ideas

by admin January 12, 2019

by admin January 12, 2019

22 Dreamy Red sofa Living Room Ideas .There are scads of magazines packed with living room decorating…
Gift Ideas For Couples
Best 20 Gift Certificate Ideas for Couples

by admin January 12, 2019

by admin January 12, 2019

Best 20 Gift Certificate Ideas for Couples . The pair who’s constantly organizing celebrations possibly does not…
Landscape Ideas
24 Stylish Landscape Lighting Low Voltage

by admin January 11, 2019

by admin January 11, 2019

24 Stylish Landscape Lighting Low Voltage .Bring your home’s best functions to life by creating a remarkable…
Weight-Loss Recipes
Top 22 Weight Loss Smoothie Recipes Free

by admin January 11, 2019

by admin January 11, 2019

Top 22 Weight Loss Smoothie Recipes Free .If you’re wanting to include shakes to your weight-loss menu,…
Casserole Recipes
24 Of the Best Ideas for Beefy Cornbread Casserole

by admin January 11, 2019

by admin January 11, 2019

24 Of the Best Ideas for Beefy Cornbread Casserole .Baked meals have actually existed for thousands of…
Living Room Ideas
24 Newest Lowes Living Room Lighting

by admin January 11, 2019

by admin January 11, 2019

24 Newest Lowes Living Room Lighting .Living room lighting Light up the opportunities It s amazing the…
Dinner Party Ideas
24 Ideas for Menu Ideas for Dinner Party

by admin January 11, 2019

by admin January 11, 2019

24 Ideas for Menu Ideas for Dinner Party .We’ve created a collection of dinner party ideas, recipes,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?