Home, Family, Style and Art Ideas

Gift Ideas For Girlfriend
35 Of the Best Ideas for College Girlfriend Gift Ideas

by admin February 22, 2019

by admin February 22, 2019

35 Of the Best Ideas for College Girlfriend Gift Ideas .It doesn t need to be a…
Bedroom Ideas
30 Gorgeous Rustic Bedroom Dresser

by admin February 22, 2019

by admin February 22, 2019

30 Gorgeous Rustic Bedroom Dresser .Update your peaceful retreat s style in one fell swoop with this…
Beautiful Nails
The Best Ideas for Pretty Nails Omaha

by admin February 22, 2019

by admin February 22, 2019

The Best Ideas for Pretty Nails Omaha .Our specialist as well as welcoming group make it their…
Beef Recipes
The top 21 Ideas About Ground Beef for Dogs

by admin February 22, 2019

by admin February 22, 2019

The top 21 Ideas About Ground Beef for Dogs .What’s far better than a hearty meatloaf when…
Landscape Ideas
25 Best Design Ideas for Outdoor Landscape before and after

by admin February 22, 2019

by admin February 22, 2019

25 Best Design Ideas for Outdoor Landscape before and after .We have all the landscaping supplies you…
Landscape Ideas
25 Incredible Outdoor Landscape Sitting

by admin February 22, 2019

by admin February 22, 2019

25 Incredible Outdoor Landscape Sitting.We have all the landscaping products you need to make your landscape projects…
Firepit Ideas
22 Magnificient Home Depot Stone Fire Pit

by admin February 22, 2019

by admin February 22, 2019

22 Magnificient Home Depot Stone Fire Pit .Round or square, stone or concrete blocks, no matter what…
Organizing Ideas
30 Unique Garage organizer Company

by admin February 21, 2019

by admin February 21, 2019

30 Unique Garage organizer Company .Plastic storage space bins are one of the excellent garage storage space…
Dinner Recipes
Top 35 Dinner Ideas with Bacon

by admin February 21, 2019

by admin February 21, 2019

Top 35 Dinner Ideas with Bacon .We like multi-purpose kitchen area gizmos that make life simpler, to…
Kids Room Ideas
25 Gorgeous Kids Club Indoor Playground

by admin February 21, 2019

by admin February 21, 2019

25 Gorgeous Kids Club Indoor Playground .Institution holidays or otherwise, when the children need to play, it’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?