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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Living Room Ideas
      • Organizing Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
      • Black Hairstyles
      • Bob Hairstyles
      • Boys Hairstyle
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      • Best 4th of July Ideas
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  • Storage Ideas

    21 Incredible Kitchen Banquette with Storage

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    by admin May 4, 2024

    21 Incredible Kitchen Banquette with Storage .Cooking area storage space concepts are as necessary a component as…

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    The top 21 Ideas About Diy Summer Shirts .When summertime gets here each year, numerous colleges around…

  • Trolls Party Ideas

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    The Best Ideas for Food Ideas for Trolls Party .Birthday celebration celebrations are only as enjoyable as…

  • Landscape Ideas

    30 Luxury Simple Landscape Painting

    by admin May 2, 2024
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    30 Luxury Simple Landscape Painting .Landscape paint, likewise understood as landscape art, is the representation of landscapes…

  • Best Valentines Day Ideas

    The Best Creative Valentines Day Ideas for Him

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    by admin May 2, 2024

    The Best Creative Valentines Day Ideas for Him .Yes, the lovely day is close. I imply Valentines…

  • Anklets

    Best 20 Gold Anklet Bracelet

    by admin May 2, 2024
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    Best 20 Gold Anklet Bracelet .An anklet, also called ankle chain, ankle bracelet or ankle joint string,…

  • DIY Dog Ideas

    The top 22 Ideas About Dog Crate Divider Diy

    by admin May 2, 2024
    by admin May 2, 2024

    The top 22 Ideas About Dog Crate Divider Diy .It’s component plaything, part treat, with a complete…

  • Wedding Invitations

    The top 21 Ideas About the Hunt is Over Wedding Invitations

    by admin May 1, 2024
    by admin May 1, 2024

    The top 21 Ideas About the Hunt is Over Wedding Invitations .Timeless wedding invitations look like they…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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