Home, Family, Style and Art Ideas

Bedroom Ideas
22 Best Design Ideas for Wall Lights Bedroom

by admin October 17, 2018

by admin October 17, 2018

22 Best Design Ideas for Wall Lights Bedroom .When it concerns enhancing the bedroom, lighting is typically…
Kids Fashion Ideas
Best 24 Creativity for Kids Fashion Headbands

by admin October 17, 2018

by admin October 17, 2018

Best 24 Creativity for Kids Fashion Headbands .One can not make them colour their hair or make…
Best Halloween Ideas
The 23 Best Ideas for Food Network Halloween Baking Championship

by admin October 17, 2018

by admin October 17, 2018

The 23 Best Ideas for Food Network Halloween Baking Championship .Many online resources or a Halloween shop…
Nail Colors
22 Of the Best Ideas for Best Nail Colors for Pale Skin

by admin October 17, 2018

by admin October 17, 2018

22 Of the Best Ideas for Best Nail Colors for Pale Skin .You ll notification that the…
Gifts for Kids
The Best Ideas for Gifts to Children Taxes

by admin October 17, 2018

by admin October 17, 2018

The Best Ideas for Gifts to Children Taxes .Not just do these bikes offer a seamless trip…
Friendship Quotes
The top 21 Ideas About Spanish Quotes About Friendship

by admin October 17, 2018

by admin October 17, 2018

The top 21 Ideas About Spanish Quotes About Friendship .Whether you have actually understood your bestie for…
Birthday Invitation Ideas
25 Best Ideas Free Printable Bowling Birthday Party Invitations

by admin October 17, 2018

by admin October 17, 2018

25 Best Ideas Free Printable Bowling Birthday Party Invitations . Before the big day, strategy in advance…
Best Pi Day Ideas
21 Best Pi Day Stem Activities

by admin October 17, 2018

by admin October 17, 2018

21 Best Pi Day Stem Activities .What is p anyhow? Separate any circle s circumference by its…
Curly Hairstyles
The top 25 Ideas About Short Natural Curly Hairstyles

by admin October 17, 2018

by admin October 17, 2018

The top 25 Ideas About Short Natural Curly Hairstyles .It appears that individuals want hairstyles with curly…
Birthday Wishes Ideas
25 Ideas for Free Birthday Wishes

by admin October 17, 2018

by admin October 17, 2018

25 Ideas for Free Birthday Wishes . All the finest on your birthday! Delighted birthday celebration friend!…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?