Home, Family, Style and Art Ideas

Bedroom Ideas
35 Cute Wall Decals for Kids Bedroom

by admin February 26, 2019

by admin February 26, 2019

35 Cute Wall Decals for Kids Bedroom .Wall surface d cor – consisting of wall surface art,…
Landscape Ideas
24 Elegant Led Landscape Spot Light

by admin February 26, 2019

by admin February 26, 2019

24 Elegant Led Landscape Spot Light .Bring your residence’s best attributes to life by developing a significant…
Vegetarian Recipes
35 Of the Best Ideas for Vegetarian Lasagna Recipe Spinach

by admin February 25, 2019

by admin February 25, 2019

35 Of the Best Ideas for Vegetarian Lasagna Recipe Spinach .Make this timeless lunch favourite vegetarian by…
Landscape Ideas
24 Awesome 12 Volt Landscape Lighting

by admin February 25, 2019

by admin February 25, 2019

24 Awesome 12 Volt Landscape Lighting .Bring your residence’s best features to life by creating a significant…
Motivational Quotes
30 Best Ideas Motivational Quotes by Women

by admin February 25, 2019

by admin February 25, 2019

30 Best Ideas Motivational Quotes by Women .Effective people do not end up being that way overnight.…
Birthday Party Inspirations
The top 30 Ideas About Hello Kitty Birthday Party Supplies

by admin February 25, 2019

by admin February 25, 2019

The top 30 Ideas About Hello Kitty Birthday Party Supplies . Discover Birthday Celebration Material, including Decorations,…
Relationship Quotes
The 30 Best Ideas for Quote About Healthy Relationships

by admin February 25, 2019

by admin February 25, 2019

The 30 Best Ideas for Quote About Healthy Relationships . All relationships go via heck, actual relationships…
Low Carb Recipes
25 Best Low Carb Bagels Walmart

by admin February 24, 2019

by admin February 24, 2019

25 Best Low Carb Bagels Walmart .A low-carb diet regimen can provide numerous wellness advantages, however you…
Dessert Recipes
30 Ideas for Delicious Easy Desserts

by admin February 24, 2019

by admin February 24, 2019

30 Ideas for Delicious Easy Desserts .This easy dessert recipe from Half Baked Harvest has it all:…
Gift Ideas For Girls
The Best Teenager Gift Ideas for Girls

by admin February 24, 2019

by admin February 24, 2019

The Best Teenager Gift Ideas for Girls . When you speak about providing all your favorite ladies…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?