Home, Family, Style and Art Ideas

Engagement Party Ideas
The top 21 Ideas About Party Ideas for Engagement Party

by admin October 19, 2018

by admin October 19, 2018

The top 21 Ideas About Party Ideas for Engagement Party . Break out the rose gold bangle…
Inspirational Quotes
24 Best Inspirational God Quotes

by admin October 19, 2018

by admin October 19, 2018

24 Best Inspirational God Quotes . If you wish to have power, it’s yours for the taking…
Best Gift Ideas
21 Best Ideas Best Photo Gift Ideas

by admin October 18, 2018

by admin October 18, 2018

21 Best Ideas Best Photo Gift Ideas .To the quintessential coffee enthusiast, java is not simply a…
Nail Colors
The top 22 Ideas About Nail Colors Winter 2020

by admin October 18, 2018

by admin October 18, 2018

The top 22 Ideas About Nail Colors Winter 2020 .When considering the chillier period, you might safely…
Anniversary Quotes
Top 22 Inspirational Quotes Wedding Anniversary

by admin October 18, 2018

by admin October 18, 2018

Top 22 Inspirational Quotes Wedding Anniversary . Wedding anniversary quotes to cherish and also rejoice all the…
Graduation Gift Ideas
Best 25 Graduation Gift Ideas for Nephew

by admin October 18, 2018

by admin October 18, 2018

Best 25 Graduation Gift Ideas for Nephew .Precious jewelry is a pleasant option as a graduation gift…
DIY Crafts for Kids
22 Of the Best Ideas for Diy Baby Boy

by admin October 18, 2018

by admin October 18, 2018

22 Of the Best Ideas for Diy Baby Boy .A little really felt, googly eyes, and also…
Coloring Pages for Children
Best 21 Baby Sloth Coloring Pages

by admin October 18, 2018

by admin October 18, 2018

Best 21 Baby Sloth Coloring Pages .Super tinting – free coloring pages for children, tinting sheets, free…
Wedding Colors
24 Ideas for 60th Wedding Anniversary Colors

by admin October 18, 2018

by admin October 18, 2018

24 Ideas for 60th Wedding Anniversary Colors .Sometimes wedding event color ideas are tough to decide on…
Coloring Pages For Boys
The 30 Best Ideas for Coloring Book Pages for Boys

by admin October 18, 2018

by admin October 18, 2018

The 30 Best Ideas for Coloring Book Pages for Boys . Coloring pages the simplest means to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?