Home, Family, Style and Art Ideas

Organizing Ideas
30 Best Design Ideas for Garage Cabinet organization Ideas

by admin February 28, 2019

by admin February 28, 2019

30 Best Design Ideas for Garage Cabinet organization Ideas .Garage Shelving Devices Open shelving devices keep your…
Relationship Quotes
Top 30 Relationship Hurt Quotes

by admin February 27, 2019

by admin February 27, 2019

Top 30 Relationship Hurt Quotes .Relationships are like the tides: they ups and downs. And also when…
Outdoor Ideas
25 Charming Outdoor Kitchen Cabinet Plans

by admin February 27, 2019

by admin February 27, 2019

25 Charming Outdoor Kitchen Cabinet Plans .While exterior cooking is nice, it is not the only choice…
Bathroom Ideas
24 Unique Brick Tile Bathroom

by admin February 27, 2019

by admin February 27, 2019

24 Unique Brick Tile Bathroom .At first glimpse, you could just discover the traditional subway tiles on…
Organizing Ideas
30 Charming Gladiator Garage organization

by admin February 27, 2019

by admin February 27, 2019

30 Charming Gladiator Garage organization .Arrange your vehicle lubes, liquids and also other items in this easy…
Love Quotes
The 20 Best Ideas for I Love My Boyfriend Quotes

by admin February 27, 2019

by admin February 27, 2019

The 20 Best Ideas for I Love My Boyfriend Quotes . When you have actually discovered the…
Birthday Recipes
23 Of the Best Ideas for Birthday Cake Fudge Recipe

by admin February 27, 2019

by admin February 27, 2019

23 Of the Best Ideas for Birthday Cake Fudge Recipe .In a huge mixing dish, either making…
Easter Party Ideas
The Best Ideas for Easter Party Ideas for Seniors

by admin February 27, 2019

by admin February 27, 2019

The Best Ideas for Easter Party Ideas for Seniors .Whether you have a small event or a…
DIY Outdoor Ideas
The Best Ideas for Diy Outdoor Patios

by admin February 26, 2019

by admin February 26, 2019

The Best Ideas for Diy Outdoor Patios .Summer season is the period for enjoying every little thing…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Couples Ideas

by admin February 26, 2019

by admin February 26, 2019

20 Of the Best Ideas for Valentines Day Couples Ideas .The timeless suggestions are still great ideas.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?