Home, Family, Style and Art Ideas

Living Room Ideas
30 Fascinating Living Room Glass Table

by admin October 19, 2018

by admin October 19, 2018

30 Fascinating Living Room Glass Table .Plus, glass is easy-to-clean and is strong enough to hold up…
Nail Colors
22 Ideas for Shellac Nail Colors

by admin October 19, 2018

by admin October 19, 2018

22 Ideas for Shellac Nail Colors .You ll notification that the most delicious red nails of all,…
Rings
Top 21 Gold and Diamond Rings

by admin October 19, 2018

by admin October 19, 2018

Top 21 Gold and Diamond Rings .Whether you re picking rings for your involvement or matching wedding…
Life Quotes
22 Best Ideas tough Life Quotes

by admin October 19, 2018

by admin October 19, 2018

22 Best Ideas tough Life Quotes .The objective of life is not to be happy. It is…
Nail Colors
Top 22 In Style Nail Colors

by admin October 19, 2018

by admin October 19, 2018

Top 22 In Style Nail Colors .From the realms of the Egyptian Pharaohs to the Aztecs, royal…
Inspirational Quotes
24 Of the Best Ideas for Inspirational Cat Quotes

by admin October 19, 2018

by admin October 19, 2018

24 Of the Best Ideas for Inspirational Cat Quotes . Right here’s the very best inspirational quotes…
DIY Craft for Kids Ideas
The Best Diy Kids Play Kitchen

by admin October 19, 2018

by admin October 19, 2018

The Best Diy Kids Play Kitchen .Searching for fun crafts to attempt with your grandchildren and kids?…
Living Room Ideas
24 Luxurious Living Room Lamps Walmart

by admin October 19, 2018

by admin October 19, 2018

24 Luxurious Living Room Lamps Walmart .Right here at Dunelm we are proud to use a comprehensive…
Nail Designs
The 20 Best Ideas for Nail Designs Cute

by admin October 19, 2018

by admin October 19, 2018

The 20 Best Ideas for Nail Designs Cute .As soon as the brilliant white tones of summer…
Gift Ideas For Girls
Best 24 Gift Ideas for Girls 12

by admin October 19, 2018

by admin October 19, 2018

Best 24 Gift Ideas for Girls 12 . When you discuss providing all your favorite women special…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?